Multi-Unit Advantage Down Payment & Closing Cost Assistance

Multi-Unit Advantage Down Payment & Closing Cost Assistance是面向Maine购房者的补助金，由Maine State Housing Authority (MaineHousing)管理。 Multi-Unit Advantage provides enhanced down payment and closing cost assistance for buyers purchasing owner-occupied two-to-four unit properties with a MaineHousing First Home or Salute ME loan. Assistance is $8,000 for two units, $11,000 for three units, and $14,000 for four units, with no second mortgage, no lien, and no interest rate add-on. Borrowers must complete both a hoMEworks homebuyer education class and an approved landlord education course and contribute a minimum 1% of the loan amount (which may be a gift). Up to $14,000 grant (4-unit) toward down payment and closing costs. $8,000 (2-unit) / $11,000 (3-unit) / $14,000 (4-unit). No second mortgage or lien. No interest rate add-on. No liquid asset test. 1% borrower contribution may be a gift. 资金来自MaineHousing。

Multi-Unit Advantage Down Payment & Closing Cost Assistance提供$8,000至$14,000的援助。 援助档次：Two-unit property: $8,000; Three-unit property: $11,000; Four-unit property: $14,000 ($5,000 per residential unit equivalent structure). 购房者自付部分：Minimum borrower cash contribution of 1% of the loan amount (may be a gift), as accepted by the mortgage insurer. 该项目可与First Home Loan, Salute ME, Purchase Plus Improvement, Uninsured.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Maine State Housing Authority (MaineHousing)决定。

Multi-Unit Advantage Down Payment & Closing Cost Assistance属于补助金，因此无需偿还。 触发还款的情形：No repayment - no second mortgage and no lien; does not increase the loan amount. 该援助以none顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Multi-Unit Advantage Down Payment & Closing Cost Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Same as underlying First Home / Salute ME (3-year rule; veteran/active-duty waiver via Salute ME). 关于信用，该项目说明：Minimum credit score of 640 (per underlying First Home requirements). 须参加购房者教育课程，由hoMEworks-approved homebuyer education class AND an approved landlord education course (mainehousing.org landlord education classes).提供。 居住要求：Maine 2-4 unit owner-occupied property as primary residence. Requires landlord education course in addition to homebuyer education. No cash back at closing; principal reduction must be under $500.

Multi-Unit Advantage Down Payment & Closing Cost Assistance将家庭收入限制在$120,750。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Multi-Unit Advantage Down Payment & Closing Cost Assistance将房价上限设为$775,000。 符合条件的房屋类型包括2-4_unit_owner_occupied。 预制房屋不符合条件。

Multi-Unit Advantage Down Payment & Closing Cost Assistance在其服务群体中提到了退伍军人和现役军人。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Multi-Unit Advantage Down Payment & Closing Cost Assistance服务于在Maine任何地方购房的购房者。 该项目针对特定区域：Income limits may be higher in Federal Targeted Areas (per First Home).

Multi-Unit Advantage Down Payment & Closing Cost Assistance的申请通过Maine State Housing Authority (MaineHousing)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved with the underlying First Home or Salute ME loan through the lender.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。