FHLBank Boston Lift Up Homeownership - Maine

FHLBank Boston Lift Up Homeownership - Maine是面向Statewide，Maine购房者的补助金，由Federal Home Loan Bank of Boston, via approved member institutions管理。 Lift Up Homeownership offers enhanced down payment and closing-cost grants of up to $40,000 to income-eligible (up to 120% AMI) first-generation, first-time homebuyers in New England. A first-generation buyer self-certifies that the parents/guardian of at least one borrower have never owned a U.S. home, or that a borrower aged out of foster care. Available statewide in Maine; forgivable after a 5-year retention period. Unlike EBP/HOW, Lift Up may layer with non-FHLBank DPA. Up to $40,000 forgivable grant for first-generation, first-time buyers. Layerable with non-FHLBank DPA. Can fund rate buydown. 资金来自FHLBank Boston voluntary set-aside funds。

FHLBank Boston Lift Up Homeownership - Maine提供最高$40,000的援助。 该项目要求购房者自付$1,000 of the homebuyer's own funds (not a gift), evidenced on the executed P&S or addendum。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Federal Home Loan Bank of Boston, via approved member institutions决定。

FHLBank Boston Lift Up Homeownership - Maine属于补助金，因此无需偿还。 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

FHLBank Boston Lift Up Homeownership - Maine面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由FHLBank Boston-approved homebuyer education/counseling agencies提供。 居住要求：Property must be in Maine (New England). 5-YEAR RETENTION PERIOD: forgivable after 5 years subject to affordability provisions; secured by subordinate mortgage and note; on disposition within 5 years, repayment based on net proceeds and capital investment. Must be first-generation AND first-time homebuyer. 2026 max grant $40,000. $1,000 minimum buyer's-own-funds. Asset cap $150,000. Cannot combine with FHLBank EBP/HOW/AHP but CAN layer with non-FHLBank DPA.

FHLBank Boston Lift Up Homeownership - Maine将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Income up to or below 120% AMI (HUD-defined). Maximum asset cap of $150,000 (incl. deposit and cash to close). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

FHLBank Boston Lift Up Homeownership - Maine可用于Single Family、Condo、2-4 Unit、Townhouse、Manufactured和Cooperative。 预制房屋符合条件。

FHLBank Boston Lift Up Homeownership - Maine在其服务群体中提到了第一代购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

FHLBank Boston Lift Up Homeownership - Maine服务于在Statewide，Maine购房的购房者。

FHLBank Boston Lift Up Homeownership - Maine的申请通过Federal Home Loan Bank of Boston, via approved member institutions办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Awarded to members first-come, first-served through FHLBank Boston Community Lending portal.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。