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本页面由机器翻译。英文版本为原文。

县级项目可免除

Bay Mills Indian Community Down Payment Assistance Program

Bay Mills Indian Community Down Payment Assistance Program是面向Brimley,Michigan购房者的可免除贷款,由Bay Mills Housing Authority管理。

最近核实于来源:Bay Mills Housing Authority

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 关于信用:Must be approved for a mortgage through a financial institution (no specific minimum stated).
  • 居住要求:Home must be located in Chippewa County, Michigan.
  • 公民身份或移民身份:Must be an income-eligible enrolled Bay Mills Indian Community Tribal Member.
  • Once-in-a-lifetime; must be a first-time homebuyer; home in Chippewa County; mortgage approval required (no land contracts). Loan term: forgivable, 5-year repayment-on-default window.
  • 位于Chippewa County的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭
  • Chippewa County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Chippewa County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$86,300
地区收入中位数,4人家庭(HUD,2026)

适用地区

Chippewa County的房屋

  • 78.1% 独栋
  • 4.4% 联排
  • 4.3% 2–4个单元
  • 5% 5+个单元
  • 8.2% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$161,900

Chippewa County房屋价值中位数

55.5%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Chippewa County购房

如何申请

  1. 联系Bay Mills Housing Authority预留资金

    资金通过Limited annual funding; applications at the Bay Mills Housing Authority office.预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Bay Mills Indian Community Down Payment Assistance Program是什么?

Bay Mills Indian Community Down Payment Assistance Program是面向Brimley,Michigan购房者的可免除贷款,由Bay Mills Housing Authority管理。 The Bay Mills Housing Authority offers a limited amount of Down Payment Assistance on a yearly basis to income-eligible Bay Mills Indian Community Tribal Members who are first-time homebuyers purchasing a home in Chippewa County, Michigan. Assistance equals 10% of the purchase price up to a maximum of $8,000, available once in a lifetime. The applicant must be approved for a mortgage (no land contracts). If the recipient defaults or sells without buying a replacement within the first five years, the entire amount must be repaid. 10% of purchase price up to $8,000 toward down payment. Available to income-eligible Bay Mills Tribal Members. Credit counseling and mortgage-process support. Forgiven after 5 years of ownership. 资金来自Bay Mills Housing Authority (limited amount offered yearly).

提供多少援助?

Bay Mills Indian Community Down Payment Assistance Program提供最高$8,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Bay Mills Housing Authority决定。

需要偿还吗?

Bay Mills Indian Community Down Payment Assistance Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:If the recipient defaults, or sells without purchasing another unit, within the first 5 years, the entire amount must be repaid. 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Bay Mills Indian Community Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Must be approved for a mortgage through a financial institution (no specific minimum stated). 居住要求:Home must be located in Chippewa County, Michigan. 公民身份或移民身份:Must be an income-eligible enrolled Bay Mills Indian Community Tribal Member. Once-in-a-lifetime; must be a first-time homebuyer; home in Chippewa County; mortgage approval required (no land contracts). Loan term: forgivable, 5-year repayment-on-default window.

收入限制是多少?

Bay Mills Indian Community Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Must meet HUD income guidelines (Bay Mills low-income programs generally use 80% of median income; 4-person dollar limit not stated in the DPA brochure). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Bay Mills Indian Community Down Payment Assistance Program可用于Single Family。

是否有针对特定群体的资格?

Bay Mills Indian Community Down Payment Assistance Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Bay Mills Indian Community Down Payment Assistance Program服务于在Brimley,Michigan购房的购房者。 该项目针对特定区域:Assistance limited to homes located in Chippewa County, Michigan.

如何申请?

Bay Mills Indian Community Down Payment Assistance Program的申请通过Bay Mills Housing Authority办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Limited annual funding; applications at the Bay Mills Housing Authority office.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Bay Mills Housing Authority设定,并可能变化;申请前请在官方网站上确认。