City of Holland Homebuyer Assistance (Down Payment/Closing Cost Assistance)

City of Holland Homebuyer Assistance (Down Payment/Closing Cost Assistance)是面向Holland，Michigan购房者的补助金，由City of Holland Community Development Department管理。 The City of Holland uses HUD CDBG entitlement funds to provide grant-based down payment and closing cost assistance to low- to moderate-income (<=80% AMI) homebuyers. For FY2025-26 the assistance is directed to eligible buyers purchasing an affordable home through Lakeshore Habitat for Humanity, with a goal of 2 households assisted. Historically (FY2013-14 CAPER) the City paid up to 50% of reasonable closing costs or down payment, capped at $3,000 per household. Administered directly by the City of Holland Community Development Department. Grant (no repayment) up to 50% of down payment/closing costs, historically capped at $3,000. For income-eligible buyers within the City of Holland. 资金来自HUD CDBG entitlement funds (City of Holland is a CDBG entitlement community since 1989)。

City of Holland Homebuyer Assistance (Down Payment/Closing Cost Assistance)提供最高$3,000的援助。 该项目可与Designed to assist buyers purchasing through Lakeshore Habitat for Humanity (0% Habitat mortgage)结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Holland Community Development Department决定。

City of Holland Homebuyer Assistance (Down Payment/Closing Cost Assistance)属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Holland Homebuyer Assistance (Down Payment/Closing Cost Assistance)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Community Action House (CAH) Homeownership Education Program提供。 居住要求：Assisted home must be located within the City of Holland city limits。 LOAN TERM: grant (no repayment, no interest, no lien) per City of Holland 2025-2030 Consolidated Plan / 2025-26 AAP. ACTIVE & FUNDED: 2025-30 ConPlan + 2025-26 AAP budgets the Housing project at CDBG $279,000, target date 6/30/2026, one-year goal 2 households for homeownership assistance. AMOUNT: current per-buyer cap not restated in ConPlan; $3,000/50% figures are from the 2013-14 CAPER and may have changed (assistance_amount_max flagged).

City of Holland Homebuyer Assistance (Down Payment/Closing Cost Assistance)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% of Area Median Income (AMI); CDBG income limit applies to all City of Holland CDBG housing programs. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Holland Homebuyer Assistance (Down Payment/Closing Cost Assistance)可用于Single Family。 新建房屋符合条件。

City of Holland Homebuyer Assistance (Down Payment/Closing Cost Assistance)服务于在Holland，Michigan购房的购房者。

City of Holland Homebuyer Assistance (Down Payment/Closing Cost Assistance)的申请通过City of Holland Community Development Department办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。