City of Midland First-Time Homebuyers Purchase Assistance Program

City of Midland First-Time Homebuyers Purchase Assistance Program是面向Midland，Michigan购房者的可免除贷款，由City of Midland Housing/Planning Department (CDBG/HOME)管理。 The City of Midland First-Time Homebuyers Purchase Assistance Program helps income-eligible first-time homebuyers purchase an existing or newly constructed home within Midland city limits. Assistance of up to $15,000 toward down payment and closing costs is provided as a zero-interest deferred forgivable loan, conditioned on continued owner-occupancy. If the owner-occupancy/affordability conditions are not met during the term, a prorated repayment may be required. Up to $15,000 toward down payment and closing costs. Zero-interest deferred forgivable loan. Available for existing or newly constructed homes. No monthly payments. 资金来自Federal CDBG/HOME funds via U.S. HUD passed through City of Midland。

City of Midland First-Time Homebuyers Purchase Assistance Program提供最高$15,000的援助。 该项目可与Commonly layered with MSHDA MI Home Loan / MI 10K DPA (not confirmed on official source)结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Midland Housing/Planning Department (CDBG/HOME)决定。

City of Midland First-Time Homebuyers Purchase Assistance Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Repayment of a prorated portion required if borrower sells, transfers, leases, rents, abandons, or ceases to occupy the property as principal residence during the affordability/forgiveness period. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Midland First-Time Homebuyers Purchase Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Defined as not having owned a home in the past three years. 须参加购房者教育课程。 居住要求：Home must be located within the City of Midland city limits. City-administered first-time homebuyer DPA.

City of Midland First-Time Homebuyers Purchase Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% of Area Median Income for Midland County, adjusted by household size (HUD/CDBG limits, updated annually). Full dollar table by household size not confirmed on official source. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Midland First-Time Homebuyers Purchase Assistance Program可用于Single Family。 新建房屋符合条件。

City of Midland First-Time Homebuyers Purchase Assistance Program服务于在Midland，Michigan购房的购房者。

City of Midland First-Time Homebuyers Purchase Assistance Program的申请通过City of Midland Housing/Planning Department (CDBG/HOME)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served while funds available; apply through City of Midland Housing/Planning Department预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。