City of Muskegon Homebuyer's Assistance Program

City of Muskegon Homebuyer's Assistance Program是面向Muskegon，Michigan购房者的可免除贷款，由City of Muskegon Community & Neighborhood Services管理。 The City of Muskegon Homebuyer's Assistance Program provides $1,000-$5,000 toward down payment, closing costs, inspections and prepaid expenses for households at or below 80% AMI purchasing a home within the City of Muskegon (purchase price below $169,000). Assistance is paid directly to the title company and secured by a 5-year non-diminishing lien that is forgiven after five years of owner occupancy. Works with FHA, VA, or Conventional loans; land contracts and cash sales are not eligible. $1,000-$5,000 in down payment, closing cost, inspection, and prepaid expense assistance, forgiven after 5 years. 资金来自Federal HOME/CDBG funds via City of Muskegon / HUD。

City of Muskegon Homebuyer's Assistance Program提供$1,000至$5,000的援助。 购房者自付部分：Buyer must contribute their own funds toward the purchase. 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Muskegon Community & Neighborhood Services决定。

City of Muskegon Homebuyer's Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：A 5-year non-diminishing lien is placed on the property at closing; the lien is forgiven after five years of owner occupancy. 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Muskegon Homebuyer's Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-certified homebuyer education provider (homeownership class required prior to purchase)提供。 Must be able to obtain a mortgage from a lending institution; entire household income counted; must complete a HUD-certified homebuyer education course before purchase; must maintain property as primary residence through the 5-year lien period; termite inspection required, home inspection required for conventional loans.

City of Muskegon Homebuyer's Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Total household income must be at or below 80% of Area Median Income per current HUD income limits. Published household limits: 1p $40,050; 2p $45,800; 3p $51,500; 4p $57,200; 5p $61,800; 6p $66,400; 7p $70,950. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为7。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Muskegon Homebuyer's Assistance Program将房价上限设为$169,000。 符合条件的房屋类型包括Single Family。 新建房屋不符合条件。

City of Muskegon Homebuyer's Assistance Program服务于在Muskegon，Michigan购房的购房者。

City of Muskegon Homebuyer's Assistance Program的申请通过City of Muskegon Community & Neighborhood Services办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application submitted to City of Muskegon Community & Neighborhood Services with required documentation; payment made directly to the title company.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。