FHLBank Indianapolis HomeBoost Down Payment Assistance

FHLBank Indianapolis HomeBoost Down Payment Assistance是面向Michigan购房者的补助金，由Federal Home Loan Bank of Indianapolis (via participating member financial institutions)管理。 Multistate (Indiana and Michigan) down payment assistance program for first-generation, first-time homebuyers at or below 120% AMI. Provides assistance for down payment, closing, and counseling costs. Delivered exclusively through FHLBank Indianapolis member financial institutions; the Bank does not work directly with households. 2026 round opens July 8 with a $5.3M allocation. Down payment, closing cost, and housing-counseling cost assistance for first-generation, first-time homebuyers (reported up to $25,000 per household in prior round; confirm current-round cap with participating member).

FHLBank Indianapolis HomeBoost Down Payment Assistance属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

FHLBank Indianapolis HomeBoost Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Must be BOTH a first-generation AND a first-time homebuyer. Must apply for first-mortgage financing with a participating FHLBank Indianapolis member, provide an executed purchase contract, provide evidence of household income, complete pre-purchase homebuyer education, and contribute a minimum $500 of own funds. Subject to a retention agreement. FHLBank Indianapolis does not work directly with households. 2026 round opens July 8. Per-household cap not stated on current page; confirm with member lender.

FHLBank Indianapolis HomeBoost Down Payment Assistance将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income at or below 120% of Area Median Income for Indiana or Michigan. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

FHLBank Indianapolis HomeBoost Down Payment Assistance在其服务群体中提到了第一代购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

FHLBank Indianapolis HomeBoost Down Payment Assistance服务于在Michigan任何地方购房的购房者。

FHLBank Indianapolis HomeBoost Down Payment Assistance的申请通过Federal Home Loan Bank of Indianapolis (via participating member financial institutions)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。