本页面由机器翻译。英文版本为原文。
Grand Traverse Band RAO Down Payment Assistance Program
Grand Traverse Band RAO Down Payment Assistance Program是面向Peshawbestown,Michigan购房者的补助金,由Grand Traverse Band of Ottawa and Chippewa Indians Housing Department管理。
该项目要求
- 首次购房者——有例外:One-time-only program; previous DPA recipients ineligible.
- 房屋作为主要住所自住
- 完成购房者教育课程,由Pathways Home Homebuyer Education Course / GTB Home Buyer Classes提供
- 居住要求:Home within the GTB six-county service area.
- 公民身份或移民身份:Must be an enrolled member of the Grand Traverse Band of Ottawa and Chippewa Indians.
- Enrolled GTB members only; one-time-only per head of household; mutually exclusive with NAHASDA DPA; no GTB Home Repair access for 5 years; income eligibility and certified inspection required. Last revised October 2024.
- 位于Grand Traverse, Antrim, Benzie, Charlevoix, Leelanau, Manistee County的房屋
不适用于
- Grand Traverse, Antrim, Benzie, Charlevoix, Leelanau, Manistee County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Pathways Home Homebuyer Education Course / GTB Home Buyer Classes提供。
联系Grand Traverse Band of Ottawa and Chippewa Indians Housing Department预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Grand Traverse Band RAO Down Payment Assistance Program是什么?
Grand Traverse Band RAO Down Payment Assistance Program是面向Peshawbestown,Michigan购房者的补助金,由Grand Traverse Band of Ottawa and Chippewa Indians Housing Department管理。 A one-time GTB Tribal-funded down payment assistance grant equal to the lesser of 10% of total home cost or $15,000, for income-eligible enrolled members buying or building within the six-county service area. Funds may be used on Tribal or fee-simple land for new construction or manufactured homes that meet code and inspection standards. Mutually exclusive with the GTB NAHASDA DPA program. Grant of 10% of home cost (max $15,000). 0% interest, one-time grant. Usable on trust or fee land. Manufactured and new homes eligible. Anti-predatory lending protection. 资金来自Grand Traverse Band Tribal funds (RAO)。
提供多少援助?
Grand Traverse Band RAO Down Payment Assistance Program提供最高$15,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Grand Traverse Band of Ottawa and Chippewa Indians Housing Department决定。
需要偿还吗?
Grand Traverse Band RAO Down Payment Assistance Program属于补助金,因此无需偿还。 触发还款的情形:One-time grant; standard GTB ownership/retention terms apply (retention agreement signed at closing). 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Grand Traverse Band RAO Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:One-time-only program; previous DPA recipients ineligible. 须参加购房者教育课程,由Pathways Home Homebuyer Education Course / GTB Home Buyer Classes提供。 居住要求:Home within the GTB six-county service area. 公民身份或移民身份:Must be an enrolled member of the Grand Traverse Band of Ottawa and Chippewa Indians. Enrolled GTB members only; one-time-only per head of household; mutually exclusive with NAHASDA DPA; no GTB Home Repair access for 5 years; income eligibility and certified inspection required. Last revised October 2024.
收入限制是多少?
Grand Traverse Band RAO Down Payment Assistance Program的收入限制如下:Proof of all household income required; income eligibility required. Specific percent/threshold not stated for the RAO program on the primary source. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Grand Traverse Band RAO Down Payment Assistance Program可用于Single Family、Manufactured、Modular和New Construction。 新建房屋符合条件。 预制房屋符合条件。
是否有针对特定群体的资格?
Grand Traverse Band RAO Down Payment Assistance Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Grand Traverse Band RAO Down Payment Assistance Program服务于在Peshawbestown,Michigan购房的购房者。 该项目针对特定区域:GTB six-county service area.
如何申请?
Grand Traverse Band RAO Down Payment Assistance Program的申请通过Grand Traverse Band of Ottawa and Chippewa Indians Housing Department办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Grand Traverse, Antrim, Benzie, Charlevoix, Leelanau, Manistee County购房者面向Grand Traverse, Antrim, Benzie, Charlevoix, Leelanau, Manistee County购房者的其他项目
- Grand Traverse Band NAHASDA Down Payment Assistance Program最高$15,000
- FHLBank Indianapolis Launch Down Payment Assistance (HOP)最高$20,000
- Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Grand Traverse, Antrim, Benzie, Charlevoix, Leelanau, Manistee County的全部72个项目项目条款由Grand Traverse Band of Ottawa and Chippewa Indians Housing Department设定,并可能变化;申请前请在官方网站上确认。