Grand Traverse Band NAHASDA Down Payment Assistance Program

Grand Traverse Band NAHASDA Down Payment Assistance Program是面向Peshawbestown，Michigan购房者的可免除贷款，由Grand Traverse Band of Ottawa and Chippewa Indians Housing Department管理。 A NAHASDA-funded grant of up to $15,000 to help income-qualifying enrolled Grand Traverse Band members purchase or build a home within the Tribe's six-county service area. The grant carries a 10-year ownership-retention requirement and is forgiven 10% per year. Funds may be used on Tribal Trust or Fee Simple land for new, stick-built, manufactured, or modular homes; land contracts and lease-to-own are excluded. Up to $15,000 grant. 0% interest, forgiven over 10 years. Usable on trust or fee land. New, manufactured, and modular homes eligible. Anti-predatory lending protection. 资金来自NAHASDA / Indian Housing Block Grant (HUD ONAP)。

Grand Traverse Band NAHASDA Down Payment Assistance Program提供最高$15,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Grand Traverse Band of Ottawa and Chippewa Indians Housing Department决定。

Grand Traverse Band NAHASDA Down Payment Assistance Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale or transfer of ownership before the 10-year retention period without reinvesting proceeds in a new dwelling; repaid on declining balance with 10% forgiven annually. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Grand Traverse Band NAHASDA Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time = no owned/leasehold interest in past 5 years; prior single-wide mobile-home owners may qualify if no longer holding title. 须参加购房者教育课程，由Pathways Home Homebuyer Education Course (GTB Housing)提供。 居住要求：Must reside within the GTB six-county service area (Antrim, Benzie, Charlevoix, Grand Traverse, Leelanau, Manistee). 公民身份或移民身份：Must be an enrolled member of the Grand Traverse Band of Ottawa and Chippewa Indians. Enrolled GTB members; first-time (no ownership in past 5 yrs); one lifetime DPA grant per head of household; must complete Pathways Home class; check issued to settlement agent at closing. Loan term/recapture: 10-year retention.

Grand Traverse Band NAHASDA Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Low-Income Family: income not exceeding 80% of area median income (NAHASDA), adjusted for family size; all income counted including per-capita distributions. Leelanau County median used as baseline. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Grand Traverse Band NAHASDA Down Payment Assistance Program可用于Single Family、Manufactured、Modular和New Construction。 新建房屋符合条件。 预制房屋符合条件。

Grand Traverse Band NAHASDA Down Payment Assistance Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Grand Traverse Band NAHASDA Down Payment Assistance Program服务于在Peshawbestown，Michigan购房的购房者。 该项目针对特定区域：GTB six-county service area.

Grand Traverse Band NAHASDA Down Payment Assistance Program的申请通过Grand Traverse Band of Ottawa and Chippewa Indians Housing Department办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。