Habitat for Humanity Capital Region Homeownership Program

Habitat for Humanity Capital Region Homeownership Program是面向Lansing，Michigan购房者的首付援助，由Habitat for Humanity Capital Region管理。 Habitat for Humanity Capital Region builds and rehabilitates homes in Clinton, Eaton, and Ingham counties and sells them to qualified first-time homebuyer families through an affordable mortgage whose payment (including taxes and insurance) will not exceed 30% of monthly income. Applicants must demonstrate housing need, fall within published income ranges by household size, complete 150-250 sweat-equity hours and homebuyer education, and receive post-purchase support. Affordable mortgage (PITI capped at 30% of income). Energy-efficient, accessible home. Homebuyer and financial education. Post-purchase support. 资金来自Habitat for Humanity Capital Region (donations, grants, sweat equity)。

Habitat for Humanity Capital Region Homeownership Program是首付援助，按Habitat for Humanity Capital Region设定的条款偿还。 触发还款的情形：Affordable Habitat mortgage with payment (incl. taxes/insurance) capped at 30% of monthly income; resale/affordability restrictions per Habitat policy. 该援助以First (Habitat mortgage)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Capital Region Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Program is for people who do not currently own a home (does not state a 3-year look-back). 须参加购房者教育课程，由Habitat Capital Region homebuyer education classes; financial education training提供。 居住要求：Serves Clinton, Eaton, and Ingham counties, MI. Habitat sweat-equity homeownership (below-market mortgage), assistance_type=other. Distinct from City of Lansing / East Lansing / Ingham County DPA programs already tracked.

Habitat for Humanity Capital Region Homeownership Program将家庭收入限制在$82,080。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Capital Region Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity Capital Region Homeownership Program服务于在Lansing，Michigan购房的购房者。

Habitat for Humanity Capital Region Homeownership Program的申请通过Habitat for Humanity Capital Region办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Orientation/information session then application and selection.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。