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县级项目可免除

Ingham County Down Payment Assistance Program

Ingham County Down Payment Assistance Program是面向Ingham县,Michigan购房者的可免除贷款,由Ingham County (administered by Capital Area Housing Partnership)管理。

最近核实于来源:Ingham County (administered by Capital Area Housing Partnership)

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • Home must be located in Ingham County. Income-eligible buyers must earn less than 80% AMI (e.g., up to $56,480/year for a single-person household per the program page). First-come, first-served with priority for first-generation homebuyers.
  • 位于Ingham County的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭
  • Ingham County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Ingham County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$102,600
地区收入中位数,4人家庭(HUD,2026)

适用地区

Ingham County的房屋

  • 60.5% 独栋
  • 4.7% 联排
  • 6% 2–4个单元
  • 26.1% 5+个单元
  • 2.6% 活动房屋及其他

$198,800

Ingham County房屋价值中位数

64.9%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Ingham County购房

如何申请

  1. 联系Ingham County (administered by Capital Area Housing Partnership)预留资金

    资金向提供方预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Ingham County Down Payment Assistance Program是什么?

Ingham County Down Payment Assistance Program是面向Ingham县,Michigan购房者的可免除贷款,由Ingham County (administered by Capital Area Housing Partnership)管理。 Ingham County program (currently accepting applications) offering up to $30,000 as a zero-interest second-mortgage loan with no monthly payments to cover down payment and other costs of purchasing a home in Ingham County. Loans are 100% forgivable with no repayment required after seven years. Administered by Capital Area Housing Partnership. Up to $30,000 as a zero-interest, fully forgivable second-mortgage loan for down payment and purchase costs.

提供多少援助?

Ingham County Down Payment Assistance Program提供最高$30,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Ingham County (administered by Capital Area Housing Partnership)决定。

需要偿还吗?

Ingham County Down Payment Assistance Program在7年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Zero-interest second mortgage with no monthly payments; 100% forgivable after seven years with no repayment required thereafter. 该援助以second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Ingham County Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 Home must be located in Ingham County. Income-eligible buyers must earn less than 80% AMI (e.g., up to $56,480/year for a single-person household per the program page). First-come, first-served with priority for first-generation homebuyers.

收入限制是多少?

Ingham County Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income less than 80% of Area Median Income (e.g., up to $56,480/year for a single individual in Ingham County). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

是否有针对特定群体的资格?

Ingham County Down Payment Assistance Program在其服务群体中提到了第一代购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Ingham County Down Payment Assistance Program服务于在Ingham县,Michigan购房的购房者。 该项目优先考虑指定的目标区域,因此除了县以外,具体地址也很重要。

如何申请?

Ingham County Down Payment Assistance Program的申请通过Ingham County (administered by Capital Area Housing Partnership)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Ingham County (administered by Capital Area Housing Partnership)设定,并可能变化;申请前请在官方网站上确认。