Kalamazoo County Homebuyer Assistance Program

Kalamazoo County Homebuyer Assistance Program是面向Kalamazoo，Michigan购房者的补助金，由Kalamazoo County Treasurer's Office (in partnership with Independent Bank)管理。 A partnership between the Kalamazoo County Treasurer's Office and Independent Bank to address the local housing crisis. Eligible applicants can receive up to $5,000 from the County Treasurer toward a down payment and/or closing costs, plus up to an additional $2,000 from Independent Bank toward closing costs (up to $7,000 combined). Applicants must purchase a primary residence in Kalamazoo County, have household income at or below 120% of county AMI, complete pre-purchase counseling, obtain financing through Independent Bank, and contribute at least $1,000 toward the purchase. Up to $5,000 grant from County Treasurer toward down payment and/or closing costs. Up to $2,000 additional from Independent Bank toward closing costs. Up to $7,000 total assistance. No first-time homebuyer requirement. Income limit up to 120% AMI. 资金来自Kalamazoo County Treasurer's Office (down payment assistance) + Independent Bank (closing cost assistance)。

Kalamazoo County Homebuyer Assistance Program提供$1,000至$7,000的援助。 援助档次：Up to $5,000 from the County Treasurer toward down payment and/or closing costs; up to an additional $2,000 from Independent Bank toward closing costs (combined up to $7,000)。 购房者自付部分：Minimum $1,000 borrower contribution toward the purchase of the home required. 该项目可与May be combined with other assistance programs, as applicable.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Kalamazoo County Treasurer's Office (in partnership with Independent Bank)决定。

Kalamazoo County Homebuyer Assistance Program属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Kalamazoo County Homebuyer Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Approved homeownership counseling program (pre-purchase counseling required prior to loan approval)提供。 Funds are first-come, first-served until exhausted; program subject to change and funding availability. Financing must be obtained through Independent Bank. The $5,000 Treasurer grant and $2,000 bank closing-cost contribution appear to be grants; no lien or repayment terms are disclosed - verify with Independent Bank at (269) 491-3049.

Kalamazoo County Homebuyer Assistance Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Qualifying household income at or below 120% of Kalamazoo County Area Median Income (AMI), based on household size. 120% AMI effective 04/01/2025: 1-person $80,520; 2-person $92,040; 3-person $103,560; 4-person $114,960; 5-person $124,200. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Kalamazoo County Homebuyer Assistance Program可用于Single Family。

Kalamazoo County Homebuyer Assistance Program服务于在Kalamazoo，Michigan购房的购房者。

Kalamazoo County Homebuyer Assistance Program的申请通过Kalamazoo County Treasurer's Office (in partnership with Independent Bank)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served until funds are exhausted预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。