KNHS Down Payment Assistance

KNHS Down Payment Assistance是面向Kalamazoo，Michigan购房者的第二抵押贷款，由Kalamazoo Neighborhood Housing Services (KNHS)管理。 KNHS, a NeighborWorks America and HUD-certified housing counseling agency serving the Kalamazoo region, offers down payment assistance to income-eligible buyers who are ready to purchase but need help with their down payment. Loan eligibility is determined by household income limits and funder/underwriting requirements, and rates are set monthly. Buyers also complete KNHS homebuyer education (in-person, Zoom, eHome America, or Framework). Down payment assistance loan paired with first mortgage. HUD-certified homebuyer education and counseling. Financial readiness coaching. Local nonprofit with regional focus. 资金来自KNHS / NeighborWorks America; supported by City of Kalamazoo, MSHDA, LISC Kalamazoo, Kalamazoo Community Foundation, United Way, Kalamazoo County Land Bank, Kalamazoo County Housing for All millage, and local banks/foundations。

KNHS Down Payment Assistance是第二抵押贷款，按Kalamazoo Neighborhood Housing Services (KNHS)设定的条款偿还。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

KNHS Down Payment Assistance面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由KNHS Homebuyer Education (in-person at 1219 S. Park Street, Kalamazoo, and on Zoom); eHome America; Framework Homeownership提供。 居住要求：Serves the Kalamazoo region。 KNHS does not publish concrete assistance amounts, interest rate, forgiveness term, or repayment trigger on its public site; these are discretionary/funder-determined and rates are set monthly, so those fields are left null. Reporting from local coverage indicates most participants historically receive roughly $5,000-$7,500, but this is not stated on the official KNHS site and is therefore not recorded as a confirmed amount. Prospective buyers must contact KNHS directly. Income limit of 80% AMI is the general DPA threshold; some KNHS homeownership programs serve up to 120% AMI.

KNHS Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Down payment assistance program generally serves households at or below 80% of area median income; eligibility determined by household income limits and funder/underwriting requirements. (KNHS also operates programs serving up to 120% AMI.). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

KNHS Down Payment Assistance可用于Single Family。

KNHS Down Payment Assistance服务于在Kalamazoo，Michigan购房的购房者。 该项目针对特定区域：Kalamazoo region; focus neighborhoods include Vine, Edison, Northside, Eastside, and West Douglas。 目标社区：Vine, Edison, Northside, Eastside, West Douglas。

KNHS Down Payment Assistance的申请通过Kalamazoo Neighborhood Housing Services (KNHS)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Open enrollment; prospective buyers contact KNHS directly to determine eligibility预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。