Marquette County Habitat for Humanity New Home Construction Homeownership Program

Marquette County Habitat for Humanity New Home Construction Homeownership Program是面向Marquette，Michigan购房者的第一抵押贷款，由Marquette County Habitat for Humanity管理。 Marquette County Habitat for Humanity's New Home Construction program builds simple, decent, affordable homes in partnership with working families who could not otherwise purchase a home. Each adult contributes 250 hours of sweat equity, completes homeownership workshops, makes a $1,000 down payment, and purchases the completed home at cost with an affordable, low-interest Habitat mortgage that includes taxes and insurance. Affordable low-interest mortgage. Home purchased at cost. $1,000 down payment (arrangeable). Homeownership workshops. MSHDA income limits up to 80% AMI. 资金来自Private donations; volunteer labor; mortgage payments recycled。

Marquette County Habitat for Humanity New Home Construction Homeownership Program是第一抵押贷款，按Marquette County Habitat for Humanity设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Marquette County Habitat for Humanity New Home Construction Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No minimum credit score; no outstanding collections, liens or judgments that cannot be paid by home completion; at least 2 years since any bankruptcy. 须参加购房者教育课程，由Marquette County Habitat workshops (budgeting, home repair, maintenance)提供。 居住要求：Must be willing to relocate within Marquette County where build is taking place。 公民身份或移民身份：U.S. citizen or permanent resident。 Sold at cost / no profit (low-interest Habitat mortgage; exact rate not published numerically - left null). Each adult must complete 250 sweat equity hours. $1,000 down payment before closing. At least 2 years since bankruptcy. No outstanding collections/liens/judgments that cannot be cleared by completion. Must be willing to relocate within Marquette County. Operates as a Special Purpose Credit Program.

Marquette County Habitat for Humanity New Home Construction Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Total household income from all sources roughly 30-80% of Marquette County median (MSHDA income limits). By household size: 1-person $18,330-$48,880; 2 $20,940-$55,840; 3 $23,550-$62,800; 4 $26,160-$69,760; 5 $28,260-$75,360; 6 $30,360-$80,960. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为6。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Marquette County Habitat for Humanity New Home Construction Homeownership Program的房价上限如下：Home purchased at cost; payment includes taxes and insurance。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Marquette County Habitat for Humanity New Home Construction Homeownership Program服务于在Marquette，Michigan购房的购房者。

Marquette County Habitat for Humanity New Home Construction Homeownership Program的申请通过Marquette County Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。