Oakland County Treasurer's Independent Bank Home Buyer Assistance Program

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program是面向Oakland县，Michigan购房者的补助金，由Oakland County Treasurer's Office (Financial Empowerment Center), in partnership with Independent Bank管理。 A public-private partnership between the Oakland County Treasurer's Office and Independent Bank offering a $5,000 grant to eligible first-time homebuyers in Oakland County to help cover down payment and closing costs. Launched September 2024; subject to funding availability on a first-come, first-served basis until funds are exhausted. $5,000 non-repayable grant toward down payment and closing costs; can be combined with other assistance programs. 资金来自Public-private partnership — Oakland County Treasurer's Office and Independent Bank (initial $100,000 commitment)。

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program提供最高$5,000的援助。 购房者自付部分：Buyer must contribute at least $1,000 of personal funds toward purchasing the home。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Oakland County Treasurer's Office (Financial Empowerment Center), in partnership with Independent Bank决定。

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program属于补助金，因此无需偿还。 触发还款的情形：None — grant is not repayable。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer defined as not having owned a residential property in the past three years; includes qualifying displaced homemakers and single parents。 须参加购房者教育课程，由Approved pre-purchase counseling program (completed as part of the Independent Bank loan process)提供。 居住要求：Property must be located in Oakland County, Michigan。 Mortgage must be obtained through Independent Bank; taxes and insurance required; program subject to change or termination;.

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income at or below 120% of Oakland County Area Median Income (AMI); $123,240 for 2025. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program可用于Single Family。

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program服务于在Oakland县，Michigan购房的购房者。

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program的申请通过Oakland County Treasurer's Office (Financial Empowerment Center), in partnership with Independent Bank办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served until funds are exhausted; apply through an Independent Bank Loan Officer预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。