City of Kansas City Employee Homeownership Assistance Program (EAP)

City of Kansas City Employee Homeownership Assistance Program (EAP)是面向Kansas City，Missouri购房者的可免除贷款，由City of Kansas City, Missouri (counseling/education delivered by CHES, Inc., a HUD-approved nonprofit)管理。 Established by the City of Kansas City on March 21, 2024, the Employee Homeownership Assistance Program provides down payment and closing cost assistance to first-time-homebuyer City employees purchasing a home within Kansas City, Missouri city limits, paired with required financial education and homebuyer counseling. The loan is a partial-forgiveness loan. Priority is given to employees buying in severely distressed census tracts. Up to 20% down payment assistance, not to exceed $30,000, plus up to $5,000 in closing cost assistance, as a partial-forgiveness loan. One loan per qualified household during city employment. 资金来自City of Kansas City, Missouri。

City of Kansas City Employee Homeownership Assistance Program (EAP)提供最高$35,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Kansas City, Missouri (counseling/education delivered by CHES, Inc., a HUD-approved nonprofit)决定。

City of Kansas City Employee Homeownership Assistance Program (EAP)是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Partial-forgiveness loan; unforgiven balance subject to repayment under program terms. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Kansas City Employee Homeownership Assistance Program (EAP)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为680。 须参加购房者教育课程。 Restricted to full-time City of Kansas City, MO employees with at least 5 years of service who are first-time homebuyers in good standing with the city. Must complete financial management, homebuyer counseling and education before applying (counseling agency may charge a fee). Minimum 680 credit score (after coaching). Must provide at least 2.5% down payment. Property must be a single-family residence (condos/townhomes included) within KCMO city limits, pass a health and safety inspection, and the buyer must pre-qualify for a conforming fixed-rate mortgage. Post-purchase counseling required before loan closing.

City of Kansas City Employee Homeownership Assistance Program (EAP)服务于在Kansas City，Missouri购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

City of Kansas City Employee Homeownership Assistance Program (EAP)的申请通过City of Kansas City, Missouri (counseling/education delivered by CHES, Inc., a HUD-approved nonprofit)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。