Habitat for Humanity of Kansas City Homebuyer Program

Habitat for Humanity of Kansas City Homebuyer Program是面向Kansas City，Missouri购房者的第一抵押贷款，由Habitat for Humanity of Kansas City管理。 Habitat for Humanity of Kansas City's Homebuyer Program provides a counseling-driven path to homeownership for households earning up to 80% of area median income. Qualified partners build credit and savings, complete pre-purchase education and sweat-equity, then purchase a Habitat-built home with an affordable mortgage. Affordable (no-interest) mortgage. No large down payment or perfect credit required. One-on-one housing counseling. Pre- and post-purchase education. 资金来自Habitat for Humanity (donations, volunteer labor, ReStore proceeds)。

Habitat for Humanity of Kansas City Homebuyer Program是第一抵押贷款，按Habitat for Humanity of Kansas City设定的条款偿还。 触发还款的情形：Affordable mortgage repaid monthly (no-interest mortgage); Habitat typically retains resale/recapture protections。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Kansas City Homebuyer Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No specific credit score requirement; must demonstrate sufficient, stable income and adequate savings。 须参加购房者教育课程，由Habitat KC housing counseling and pre-purchase education (in-person and virtual, English and Spanish)提供。 公民身份或移民身份：Must be a U.S. citizen or legal permanent resident。 Eligibility pre-screen required before full application; sweat-equity/partner hours expected; must be a U.S. citizen or permanent resident. Homes limited to Habitat focus neighborhoods.

Habitat for Humanity of Kansas City Homebuyer Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Partners with families and individuals who earn up to 80% of area median income (varies by county and household size). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Kansas City Homebuyer Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of Kansas City Homebuyer Program服务于在Kansas City，Missouri购房的购房者。 该项目针对特定区域：Homes available within Habitat KC focus neighborhoods across the greater Kansas City area。

Habitat for Humanity of Kansas City Homebuyer Program的申请通过Habitat for Humanity of Kansas City办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。