Truman Heritage Habitat for Humanity Homeownership Program

Truman Heritage Habitat for Humanity Homeownership Program是面向Independence，Missouri购房者的第一抵押贷款，由Truman Heritage Habitat for Humanity (Eastern Jackson County)管理。 Truman Heritage Habitat for Humanity builds and rehabs homes in Eastern Jackson County and sells them to qualified low-to-moderate income partner families with an affordable, zero-percent-interest mortgage. Homebuyers complete homeowner education and contribute sweat-equity hours. Zero-percent-interest mortgage. No traditional down payment required. Sweat-equity path to ownership. Homeowner education included. 资金来自Habitat for Humanity (donations, volunteer labor, ReStore proceeds)。

Truman Heritage Habitat for Humanity Homeownership Program是第一抵押贷款，按Truman Heritage Habitat for Humanity (Eastern Jackson County)设定的条款偿还。 触发还款的情形：Affordable zero-percent-interest mortgage repaid monthly; Habitat typically retains a silent second/right of first refusal to recapture subsidy on early resale。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Truman Heritage Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Habitat homeowner education (personal finance, mortgages, home maintenance)提供。 Sweat-equity (volunteer hours) required; selection based on need, ability to pay, and willingness to partner. Service area limited to Eastern Jackson County. Confirm current application openings via the affiliate.

Truman Heritage Habitat for Humanity Homeownership Program的收入限制如下：Selection based on need, ability to repay an affordable mortgage, and willingness to partner (sweat equity); income guidelines set by HUD AMI for the local area。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Truman Heritage Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。

Truman Heritage Habitat for Humanity Homeownership Program服务于在Independence，Missouri购房的购房者。 该项目针对特定区域：Serves Eastern Jackson County only。

Truman Heritage Habitat for Humanity Homeownership Program的申请通过Truman Heritage Habitat for Humanity (Eastern Jackson County)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。