City of Hattiesburg HOME Downpayment Assistance Program

City of Hattiesburg HOME Downpayment Assistance Program是面向Hattiesburg，Mississippi购房者的可免除贷款，由City of Hattiesburg Community Development Division管理。 The City of Hattiesburg's HOME Downpayment Assistance Program provides a forgivable loan of up to $20,000 to income-eligible first-time homebuyers purchasing a single-family detached home or new construction within Hattiesburg city limits. Funded by HUD's HOME Investment Partnerships Program, the program targets households at or below 80% of area median income. Applicants must complete pre-qualification with a lender and an 8-hour HUD-approved homebuyer education workshop before receiving assistance. The program is confirmed active in the City's 2025 Annual Action Plan, with HOME funds totaling $296,670.90 allocated for program year 2025. Up to $20,000 forgivable loan. Covers down payment and/or closing costs (credit reports, title insurance, appraisals, home inspections, surveying, recording fees). HOME-funded, ongoing program. 8-hour HBE workshop required. 资金来自HUD HOME Investment Partnerships Program。

City of Hattiesburg HOME Downpayment Assistance Program提供最高$20,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Hattiesburg Community Development Division决定。

City of Hattiesburg HOME Downpayment Assistance Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：HOME recapture provisions apply; specifics attached to 2025 Action Plan as a separate Recapture Provisions document. Sale or failure to maintain primary residence during affordability period triggers recapture. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Hattiesburg HOME Downpayment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：No record of homeownership in the past three years。 关于信用，该项目说明：Must be pre-qualified with a lender (pre-qualification approval required)。 须参加购房者教育课程，由HUD-approved Housing Counseling Agency; 8-hour homebuyer education workshop required提供。 Program confirmed active per 2025 Annual Action Plan. Forgiveness period/affordability term not explicitly stated in public brochure; recapture provisions exist per 24 CFR 92.254. Income limits from 2022 brochure shown; current limits are based on annual HUD publication — use 2024 HUD HOME limits for Hattiesburg MSA. Not all buyers will qualify for maximum $20,000; funding amounts vary based on bank and city underwriting. Manufactured homes explicitly excluded.

City of Hattiesburg HOME Downpayment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Households must have incomes at or below 80% of the area median household income, adjusted for household size, per annual HUD determination. 2022 brochure showed 4-person limit of $50,250; 2024 HUD HOME Low Income limit for Hattiesburg MSA is $58,500 for 4-person. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Hattiesburg HOME Downpayment Assistance Program的房价上限如下：Home must be located within Hattiesburg city limits; no maximum purchase price confirmed in available documents。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

City of Hattiesburg HOME Downpayment Assistance Program服务于在Hattiesburg，Mississippi购房的购房者。

City of Hattiesburg HOME Downpayment Assistance Program的申请通过City of Hattiesburg Community Development Division办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。