Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program是面向Gulfport，Mississippi购房者的第一抵押贷款，由Habitat for Humanity of the Mississippi Gulf Coast管理。 Habitat for Humanity of the Mississippi Gulf Coast provides affordable homeownership in Harrison, Jackson, and Stone counties through its Homeownership Program and Home Direct fast-track option. Income-qualified buyers (up to 120% AMI) receive individualized coaching, free homebuyer education, help sourcing down payment assistance and closing cost resources, and access to Habitat's in-house mortgage product. The Home Direct program is designed for buyers ready to purchase within 90 days and includes closing cost assistance when available. Habitat can also build on a buyer's own land. In-house mortgage product available. Closing cost assistance often available. Free homebuyer education and one-on-one coaching. Home Direct fast-track option for purchase-ready buyers. Can build on buyer's own land. Income up to 120% AMI eligible.

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program是第一抵押贷款，按Habitat for Humanity of the Mississippi Gulf Coast设定的条款偿还。 触发还款的情形：Sale or cessation of owner-occupancy。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No stated minimum; ability to qualify for affordable mortgage financing required. 须参加购房者教育课程，由Habitat for Humanity of the Mississippi Gulf Coast — free group homeownership education classes; one-on-one coaching.提供。 Applicants must live or work in Harrison, Jackson, or Stone County (exceptions for relocation considered). Cannot currently own a home. No household member may be required to register as a sex offender. Must demonstrate ability to qualify for affordable mortgage financing. Some DPA partner programs require 80% AMI or below. NMLSR 267248. Contact clientservices@hfhmgc.org or call (228) 678-9100.

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income up to 120% of area median income (AMI) for the property's location (effective May 18, 2026, per FY26 HUD income limits). Some partner DPA programs may have a lower 80% AMI cap. Minimum income must be sufficient to support all homeownership expenses. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program的房价上限如下：Not published; Habitat homes are priced to be affordable to income-qualified buyers in the service area. 符合条件的房屋类型包括Single Family和New Construction。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program服务于在Gulfport，Mississippi购房的购房者。 该项目针对特定区域：Harrison, Jackson, and Stone counties (Mississippi Gulf Coast)。

Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program的申请通过Habitat for Humanity of the Mississippi Gulf Coast办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。