Affordable Housing 10% Loan Assistance Program

Affordable Housing 10% Loan Assistance Program是面向Greenville，North Carolina购房者的延期第二贷款。 City of Greenville '10% Loan' Affordable Housing program: 10% of purchase price (max ~$25,000) deferred 0% second for income-qualified buyers within Greenville city limits. Wide AMI range (30-140%) supports workforce as well as low-income buyers. Sales price tied to HUD 95% AMSP. City of Greenville Affordable Housing 10% Loan Assistance Program: 10% of the home's purchase price (up to ~$25,000) provided as a deferred 0% second mortgage to qualifying buyers. Wide income range (30%-140% AMI Pitt County, $34,620-$174,640) reflects multi-tier program design including workforce buyers. Maximum sales price $233,000 existing / $266,000 new (HUD HOME 95% AMSP, FY2025/26). 5-10 year affordability period. forgiven prorated. Pairs with NCHFA, FHA, VA, USDA, and Conventional first mortgages. 资金来自Federal HOME、Federal CDBG和Local Government。

Affordable Housing 10% Loan Assistance Program按项目规定，提供相当于房价10%的援助。 购房者自付部分：Buyer must contribute at least $1,000 of own funds. 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Affordable Housing 10% Loan Assistance Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Deferred 0%和forgiven prorated over 5-10 year affordability period. Balance due on sale/transfer/refinance/non-owner-occupancy during term. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Affordable Housing 10% Loan Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Generally 640 minimum (per first-mortgage product). 须参加购房者教育课程，由HUD-approved housing counseling agencies including Greenville Community Development counseling and OnTrack WNC. 8-hour pre-purchase education plus 1-on-1 counseling required.提供。 居住要求：Property must be within Greenville city limits and serve as primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen. Owner-occupied primary residence within Greenville city limits. Household income within published HUD limits (30%-140% AMI Pitt County, FY2025: $34,620-$174,640). 8-hour HUD-approved homebuyer education plus 1-on-1 counseling. Minimum $1,000 buyer contribution. Property must pass HQS inspection. Maximum sales price tied to HUD HOME 95% AMSP. CDBG/HOME environmental review.

Affordable Housing 10% Loan Assistance Program将家庭收入限制在地区收入中位数的140%，该数值因县和家庭人数而异。 Multi-tier income range 30%-140% AMI Pitt County. FY2025: $34,620 (1p, 30%) to $174,640 (8p, 140%). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Affordable Housing 10% Loan Assistance Program将房价上限设为$266,000。 符合条件的房屋类型包括Single-family detached、Townhome和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Affordable Housing 10% Loan Assistance Program服务于在Greenville，North Carolina购房的购房者。

Affordable Housing 10% Loan Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly to City of Greenville Community Development. Income certification, credit review, and property eligibility determination performed by City staff.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。