Homebuyer Assistance For WG/Univ Areas

Homebuyer Assistance For WG/Univ Areas是面向Greenville，North Carolina购房者的延期第二贷款。 City of Greenville place-based DPA targeted to West Greenville and ECU university neighborhoods. Up to $25,000 deferred forgivable second for FTHBs at/below 80% AMI. 15-year affordability period. City of Greenville Homebuyer Assistance for West Greenville (WG) and University Areas: up to $25,000 in DPA targeted to encourage owner-occupancy in West Greenville and the East Carolina University (ECU) neighborhoods (Dickinson Avenue corridor, Tar River, College View, etc.). Designed to combat absentee-landlord rental concentration in historically renter-heavy university and revitalization areas. Income at or below 80% AMI ($46,200-$88,800). 0% deferred forgivable second. 15-year affordability term. Pairs with NCHFA, FHA, VA, USDA, Conventional. 资金来自Federal HOME、Federal CDBG和Local Government。

Homebuyer Assistance For WG/Univ Areas在15年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Deferred 0%和forgiven prorated over 15-year affordability period. Balance due on sale/transfer/refinance/non-owner-occupancy during term. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homebuyer Assistance For WG/Univ Areas面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Standard FTHB requirement; displaced homemaker / single-parent exceptions per HUD. 关于信用，该项目说明：Generally 640 minimum (per first-mortgage product). 须参加购房者教育课程，由HUD-approved housing counseling agencies including Greenville Community Development counseling, ECU Community Outreach, and OnTrack WNC.提供。 居住要求：Property must be within designated West Greenville or University (ECU) neighborhood and serve as primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen. PROPERTY MUST BE LOCATED IN A DESIGNATED WEST GREENVILLE OR UNIVERSITY (ECU) NEIGHBORHOOD per the City's targeted-area map. First-time homebuyer (no primary-residence ownership past 3 years). Owner-occupied primary residence. Household income at or below 80% AMI Pitt County. 8-hour HUD-approved homebuyer education plus 1-on-1 counseling. Minimum $1,000 buyer contribution. Property must pass HQS inspection. Pre-1978 properties require lead-based-paint risk assessment.

Homebuyer Assistance For WG/Univ Areas将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% AMI Pitt County. FY2025: 1-person $46,200 to 8-person $88,800. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homebuyer Assistance For WG/Univ Areas的房价上限如下：Subject to HUD HOME 95% area median sales price limits for Pitt County. 符合条件的房屋类型包括Single-family detached、Townhome和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Homebuyer Assistance For WG/Univ Areas服务于在Greenville，North Carolina购房的购房者。 该项目针对特定区域：Designated WEST GREENVILLE and EAST CAROLINA UNIVERSITY (ECU) neighborhoods within City of Greenville: Dickinson Avenue corridor, Tar River, College View, and adjacent census tracts identified on the City Community Development targeted-area map. Place-based subsidy designed to encourage owner-occupancy in historically renter-heavy university-adjacent areas.

Homebuyer Assistance For WG/Univ Areas的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly to City of Greenville Community Development. Property eligibility confirmed against the targeted-area map.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。