本页面由机器翻译。英文版本为原文。
CHOEDC Down Payment Assistance Program (CPLP)
CHOEDC Down Payment Assistance Program (CPLP)是面向Hillsborough,North Carolina购房者的延期第二贷款,由Centre for Homeownership & Economic Development Corporation (CHOEDC)管理。
该项目要求
- 完成购房者教育课程
- Must be combined with NC Home Advantage Mortgage or USDA Section 502 Direct loan. Requires 6 hrs homebuyer education + 2 hrs one-on-one in-person pre-purchase counseling. Amount: lesser of 25% of sales price or $50,000. Serves 30+ NC counties.
- 位于Alamance; Beaufort; Brunswick; Cabarrus; Caswell; Chatham; Craven; Duplin; Durham; Edgecombe; Franklin; Gaston; Granville; Greene; Guilford; Harnett; Johnston; Lee; Lenoir; Martin; Mecklenburg; Nash; New Hanover; Orange; Pender; Person; Pitt; Sampson; Vance; Wake; Wayne County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Alamance; Beaufort; Brunswick; Cabarrus; Caswell; Chatham; Craven; Duplin; Durham; Edgecombe; Franklin; Gaston; Granville; Greene; Guilford; Harnett; Johnston; Lee; Lenoir; Martin; Mecklenburg; Nash; New Hanover; Orange; Pender; Person; Pitt; Sampson; Vance; Wake; Wayne County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Alamance; Beaufort; Brunswick; Cabarrus; Caswell; Chatham; Craven; Duplin; Durham; Edgecombe; Franklin; Gaston; Granville; Greene; Guilford; Harnett; Johnston; Lee; Lenoir; Martin; Mecklenburg; Nash; New Hanover; Orange; Pender; Person; Pitt; Sampson; Vance; Wake; Wayne County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求在预留资金之前完成。
联系Centre for Homeownership & Economic Development Corporation (CHOEDC)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
CHOEDC Down Payment Assistance Program (CPLP)是什么?
CHOEDC Down Payment Assistance Program (CPLP)是面向Hillsborough,North Carolina购房者的延期第二贷款,由Centre for Homeownership & Economic Development Corporation (CHOEDC)管理。 资金来自NCHFA Community Partners Loan Pool (CPLP)。
提供多少援助?
CHOEDC Down Payment Assistance Program (CPLP)提供最高$50,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Centre for Homeownership & Economic Development Corporation (CHOEDC)决定。
需要偿还吗?
CHOEDC Down Payment Assistance Program (CPLP)为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
CHOEDC Down Payment Assistance Program (CPLP)通过Centre for Homeownership & Economic Development Corporation (CHOEDC)设定资格规则,并不限于首次购房者申请。 须参加购房者教育课程。 Must be combined with NC Home Advantage Mortgage or USDA Section 502 Direct loan. Requires 6 hrs homebuyer education + 2 hrs one-on-one in-person pre-purchase counseling. Amount: lesser of 25% of sales price or $50,000. Serves 30+ NC counties.
收入限制是多少?
CHOEDC Down Payment Assistance Program (CPLP)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income at or below 80% of Area Median Income. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
CHOEDC Down Payment Assistance Program (CPLP)可用于single_family、townhouse和condo。
适用于哪些地区?
CHOEDC Down Payment Assistance Program (CPLP)服务于在Hillsborough,North Carolina购房的购房者。
如何申请?
CHOEDC Down Payment Assistance Program (CPLP)的申请通过Centre for Homeownership & Economic Development Corporation (CHOEDC)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Alamance; Beaufort; Brunswick; Cabarrus; Caswell; Chatham; Craven; Duplin; Durham; Edgecombe; Franklin; Gaston; Granville; Greene; Guilford; Harnett; Johnston; Lee; Lenoir; Martin; Mecklenburg; Nash; New Hanover; Orange; Pender; Person; Pitt; Sampson; Vance; Wake; Wayne County购房者面向Alamance; Beaufort; Brunswick; Cabarrus; Caswell; Chatham; Craven; Duplin; Durham; Edgecombe; Franklin; Gaston; Granville; Greene; Guilford; Harnett; Johnston; Lee; Lenoir; Martin; Mecklenburg; Nash; New Hanover; Orange; Pender; Person; Pitt; Sampson; Vance; Wake; Wayne County购房者的其他项目
- NC 1st Home Advantage Down Payment最高$15,000
- Down Payment Assistance最高$2,500
- Community Partners Loan Pool (CPLP)延期
两个项目能否结合使用,由各机构决定。申请前请先询问。
Alamance; Beaufort; Brunswick; Cabarrus; Caswell; Chatham; Craven; Duplin; Durham; Edgecombe; Franklin; Gaston; Granville; Greene; Guilford; Harnett; Johnston; Lee; Lenoir; Martin; Mecklenburg; Nash; New Hanover; Orange; Pender; Person; Pitt; Sampson; Vance; Wake; Wayne County的全部69个项目项目条款由Centre for Homeownership & Economic Development Corporation (CHOEDC)设定,并可能变化;申请前请在官方网站上确认。