City of Jacksonville Homeownership Down Payment Assistance Program

City of Jacksonville Homeownership Down Payment Assistance Program是面向Jacksonville，North Carolina购房者的延期第二贷款，由City of Jacksonville Neighborhood Improvement Services管理。 Down payment assistance for qualified households at or below 80% AMI who can qualify for a first mortgage. Funded by the North Carolina Housing Finance Agency and administered by the City of Jacksonville. A 0% interest deferred-payment loan due in full at the end of the first mortgage term, upon resale, or upon conversion to a rental unit. Property must be new construction within the Jacksonville city limits. 0% interest deferred-payment second loan. No monthly payments. Repaid only at end of first-mortgage term, resale, or conversion to rental. 资金来自North Carolina Housing Finance Agency (NCHFA) funds administered by the City of Jacksonville。

City of Jacksonville Homeownership Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due in full at end of first mortgage term, upon resale, or upon conversion to a rental unit. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Jacksonville Homeownership Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Must have a good credit history for the past 12 months. 须参加购房者教育课程，由City-required Homebuyers Education Course.提供。 居住要求：Property must be within the Jacksonville city limits. Applicant net worth not over $15,000; at least one year of stable employment/income; complete a Homebuyers Education Course. $35 application fee. In March 2026 the City committed an additional $2 million.

City of Jacksonville Homeownership Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Applicant must meet HUD household income limits (targets <80% AMI for Onslow County). Specific by-household-size dollar limits referenced via the City's 'HUD & Income Limits' page; not published as a static table. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Jacksonville Homeownership Down Payment Assistance Program可用于Single Family、Condo、Townhouse和Modular。 新建房屋符合条件。 预制房屋不符合条件。

City of Jacksonville Homeownership Down Payment Assistance Program服务于在Jacksonville，North Carolina购房的购房者。

City of Jacksonville Homeownership Down Payment Assistance Program的申请通过City of Jacksonville Neighborhood Improvement Services办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。