Down Payment Assistance Program

Down Payment Assistance Program是面向Rocky Mount，North Carolina购房者的可免除贷款。 Rocky Mount Housing Authority's Down Payment Assistance Program provides up to $25,000 in forgivable second-lien financing for first-time homebuyers purchasing within Rocky Mount city limits (which spans Nash and Edgecombe counties). HUD HOME-funded; 10-year forgiveness. Recorded as forgivable_loan despite DPA One labeling 'Dpa' (verified to be a forgivable second mortgage with recapture). Up to $25,000 0% interest deferred forgivable second-lien loan for down payment and closing costs. forgiven over 10 years. 资金来自HUD HOME Investment Partnerships; City of Rocky Mount; Rocky Mount Housing Authority。

Down Payment Assistance Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, transfer, refinance with cash-out, or non-owner-occupancy within 10-year period triggers repayment of unforgiven balance. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer required. 关于信用，该项目说明：No published minimum; lender underwriting governs. 须参加购房者教育课程，由HUD-approved counseling agency; 8-hour homebuyer education required.提供。 居住要求：Property within Rocky Mount city limits (Nash or Edgecombe County portion). 公民身份或移民身份：U.S. citizen or qualified alien required. Property in Rocky Mount city limits (Nash and Edgecombe Counties). First-time homebuyer required. Income up to 120% HUD AMI. Buyer contributes $1,000.

Down Payment Assistance Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income up to 120% HUD AMI for Rocky Mount MSA: 1p $44,350 (lower bound shown in DPA One); upper limit 4p $125,400. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Down Payment Assistance Program将房价上限设为$276,000。 符合条件的房屋类型包括Single-family detached, townhouse, condominium. 新建房屋符合条件。 预制房屋不符合条件。

Down Payment Assistance Program在其服务群体中提到了现役军人、预备役人员和国民警卫队成员、遗属配偶、执法人员、消防员、医护人员和残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Down Payment Assistance Program服务于在Rocky Mount，North Carolina购房的购房者。

Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served via RMHA Homeownership Office.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。