本页面由机器翻译。英文版本为原文。
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)是面向Goldsboro,North Carolina购房者的第一抵押贷款,由Habitat for Humanity of Goldsboro-Wayne, Inc.管理。
该项目要求
- 完成购房者教育课程
- Buyer must participate in construction or rehab of their home (sweat equity). NCHFA SHLP provides shared 0% amortizing mortgage (20-30 yr, up to $50K; capped at $35K in CDBG Entitlement Cities). Must complete homebuyer education + 2 hrs one-on-one counseling. Contact: 919-736-9592.
- 位于Wayne; Lenoir County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Wayne; Lenoir County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求在预留资金之前完成。
联系Habitat for Humanity of Goldsboro-Wayne, Inc.预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)是什么?
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)是面向Goldsboro,North Carolina购房者的第一抵押贷款,由Habitat for Humanity of Goldsboro-Wayne, Inc.管理。 资金来自NCHFA Self-Help Loan Pool (SHLP)。
提供多少援助?
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)提供最高$50,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Habitat for Humanity of Goldsboro-Wayne, Inc.决定。
需要偿还吗?
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)是第一抵押贷款,按Habitat for Humanity of Goldsboro-Wayne, Inc.设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)通过Habitat for Humanity of Goldsboro-Wayne, Inc.设定资格规则,并不限于首次购房者申请。 须参加购房者教育课程。 Buyer must participate in construction or rehab of their home (sweat equity). NCHFA SHLP provides shared 0% amortizing mortgage (20-30 yr, up to $50K; capped at $35K in CDBG Entitlement Cities). Must complete homebuyer education + 2 hrs one-on-one counseling. Contact: 919-736-9592.
收入限制是多少?
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income at or below 80% of Area Median Income. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)可用于single_family。
适用于哪些地区?
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)服务于在Goldsboro,North Carolina购房的购房者。
如何申请?
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)的申请通过Habitat for Humanity of Goldsboro-Wayne, Inc.办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Wayne; Lenoir County购房者面向Wayne; Lenoir County购房者的其他项目
- NC 1st Home Advantage Down Payment最高$15,000
- Down Payment Assistance最高$2,500
- Community Partners Loan Pool (CPLP)延期
两个项目能否结合使用,由各机构决定。申请前请先询问。
Wayne; Lenoir County的全部69个项目项目条款由Habitat for Humanity of Goldsboro-Wayne, Inc.设定,并可能变化;申请前请在官方网站上确认。