Homebuyer Assistance Program for #100Homes

Homebuyer Assistance Program for #100Homes是面向Greensboro，North Carolina购房者的延期第二贷款。 Greensboro #100Homes DPA: up to $30,000 deferred forgivable second for workforce buyers purchasing #100Homes-designated affordable units within Greensboro. 80%-120% AMI. 600 FICO. 15-year affordability period. Greensboro Homebuyer Assistance Program for #100Homes: up to $30,000 in down payment / closing-cost assistance for workforce buyers (80%-120% AMI) purchasing homes built or rehabilitated under the City's '#100Homes' affordable-homeownership initiative (launched 2022. partnerships with CDCs, Habitat, and infill builders). Structured as a 0% deferred forgivable second. 15-year affordability term. 600 FICO minimum. Pairs with NCHFA, FHA, VA, USDA, and Conventional first mortgages. 资金来自Local Government、Federal HOME和Federal CDBG。

Homebuyer Assistance Program for #100Homes在15年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Deferred 0%和forgiven prorated over 15-year affordability period. Balance due on sale/transfer/refinance/non-owner-occupancy during term. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homebuyer Assistance Program for #100Homes面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Standard FTHB requirement; displaced homemaker / single-parent exceptions per HUD. 关于信用，该项目说明：600 FICO minimum. Some compensating factors may apply for borderline credit. 须参加购房者教育课程，由HUD-approved housing counseling agencies including Housing Consultants Group (Greensboro/Guilford), Community Housing Solutions, and OnTrack WNC. 8-hour pre-purchase education plus 1-on-1 counseling required.提供。 居住要求：Property must be located within City of Greensboro corporate limits and be a #100Homes-designated unit. Owner-occupied primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen. First-time homebuyer (no primary-residence ownership past 3 years). Owner-occupied primary residence within Greensboro city limits. Household income 80%-120% AMI Greensboro-High Point HMFA ($69,700 4p min to $131,450 8p max FY2025). Property must be a #100Homes-designated unit (newly built or substantially rehabilitated under the program). 600 FICO minimum. 8-hour HUD-approved homebuyer education plus 1-on-1 counseling. Minimum $1,000 buyer contribution. Property must pass HQS inspection.

Homebuyer Assistance Program for #100Homes将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income 80%-120% AMI for Greensboro-High Point HMFA. FY2025: 4p $69,700 (80%) to 4p ~$104,500 (120%); 8p maxes at $131,450. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homebuyer Assistance Program for #100Homes的房价上限如下：Subject to current #100Homes designated property pricing; typically aligned with HOME 95% AMSP or local affordability targets. 符合条件的房屋类型包括Single-family detached、Townhome和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Homebuyer Assistance Program for #100Homes服务于在Greensboro，North Carolina购房的购房者。 该项目针对特定区域：Limited to #100Homes-designated affordable-homeownership properties within Greensboro city limits (newly built or rehabilitated under the City's '100 Homes' initiative launched in 2022).

Homebuyer Assistance Program for #100Homes的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through City of Greensboro Neighborhood Development. #100Homes designated properties listed via City's affordable-homeownership portal and partner CDCs.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。