Homebuyer Assistance Program for Public Service Heroes

Homebuyer Assistance Program for Public Service Heroes是面向Greensboro，North Carolina购房者的延期第二贷款。 Greensboro 'Heroes' DPA: up to $30,000 deferred forgivable second for law enforcement, firefighters, EMTs, educators, and healthcare workers purchasing within Greensboro. Workforce income (80-120% AMI). 600 FICO. 15-year affordability period. Greensboro Homebuyer Assistance Program for Public Service Heroes: up to $30,000 in down payment / closing-cost assistance for sworn law enforcement officers, firefighters, EMTs / paramedics, K-12 educators (including Guilford County Schools personnel), and licensed nurses / healthcare workers (e.g., Cone Health) purchasing within Greensboro city limits. Structured as a 0% deferred forgivable second. 15-year affordability term. 600 FICO. Workforce income range 80%-120% AMI ($69,700-$131,450). Pairs with NCHFA, FHA, VA, USDA, Conventional. 资金来自Local Government、Federal HOME和Federal CDBG。

Homebuyer Assistance Program for Public Service Heroes在15年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Deferred 0%和forgiven prorated over 15-year affordability period. Balance due on sale/transfer/refinance/non-owner-occupancy during term. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homebuyer Assistance Program for Public Service Heroes面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Standard FTHB requirement; some 'Heroes' tiers waive FTHB for sworn officers/firefighters/educators per City policy. 关于信用，该项目说明：600 FICO minimum. 须参加购房者教育课程，由HUD-approved housing counseling agencies including Housing Consultants Group and Community Housing Solutions. 8-hour pre-purchase education plus 1-on-1 counseling required.提供。 居住要求：Property must be located within Greensboro city limits and serve as borrower's primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen. Must be employed in an eligible 'Public Service Heroes' occupation: sworn law enforcement officer, certified firefighter, EMT/paramedic, K-12 public-school educator, or licensed nurse / healthcare worker. Employer verification required. First-time homebuyer (no primary-residence ownership past 3 years). Owner-occupied primary residence within Greensboro city limits. Household income 80%-120% AMI Greensboro-High Point HMFA ($69,700-$131,450). 600 FICO minimum. 8-hour HUD-approved homebuyer education plus 1-on-1 counseling. Minimum $1,000 buyer contribution.

Homebuyer Assistance Program for Public Service Heroes将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income 80%-120% AMI for Greensboro-High Point HMFA. FY2025: 4p $69,700 to 8p $131,450. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homebuyer Assistance Program for Public Service Heroes的房价上限如下：Subject to current City policy (typically aligned with HOME 95% AMSP for the Greensboro-High Point HMFA). 符合条件的房屋类型包括Single-family detached、Townhome和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Homebuyer Assistance Program for Public Service Heroes在其服务群体中提到了教育工作者、执法人员、消防员和医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Homebuyer Assistance Program for Public Service Heroes服务于在Greensboro，North Carolina购房的购房者。

Homebuyer Assistance Program for Public Service Heroes的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly to City of Greensboro Neighborhood Development with employer-verification documentation. Income certification and property eligibility performed by City staff.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。