Lumbee Tribe Down Payment Assistance Program

Lumbee Tribe Down Payment Assistance Program是面向Robeson, Hoke, Cumberland, Scotland县，North Carolina购房者的可免除贷款。 The Lumbee Tribe Down Payment Assistance Program is a tribal-restricted DPA for enrolled members of the Lumbee Tribe of North Carolina. The Lumbee Tribe is a state-recognized (NOT federally recognized) tribe; however, the Tribe receives HUD Native American Housing funding and administers a HUD-approved tribally designated housing entity (TDHE). Provides up to $15,000 in forgivable second-lien financing for first-time tribal homebuyers purchasing in the Tribe's primary service area (Robeson, Hoke, Cumberland, Scotland counties). Forgiven over 5 years. Up to $15,000 0% interest deferred forgivable second-lien loan for down payment and closing costs for enrolled Lumbee tribal members. Forgiven over 5 years. 资金来自HUD Native American Housing Block Grant (NAHBG); Lumbee Tribe Housing Department; State of North Carolina pass-through。

Lumbee Tribe Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, transfer, or non-owner-occupancy within 5-year affordability period triggers repayment of unforgiven balance. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Lumbee Tribe Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer required (3-year look-back); HUD displaced-homemaker/single-parent exemptions. 关于信用，该项目说明：No published minimum; lender underwriting governs. HUD Section 184 minimum 580. 须参加购房者教育课程，由Lumbee Tribe HUD-approved housing counselor or other HUD counseling agency; 8-hour homebuyer education required.提供。 居住要求：Property must be in Lumbee Tribe service area: Robeson, Hoke, Cumberland, or Scotland County, NC. Applicant must be an ENROLLED member of the Lumbee Tribe of North Carolina. 公民身份或移民身份：Enrolled Lumbee tribal member required (verified by tribal enrollment card). *** TRIBAL-RESTRICTED PROGRAM: Eligibility limited to ENROLLED MEMBERS of the Lumbee Tribe of North Carolina. The Lumbee Tribe is STATE-RECOGNIZED (Lumbee Act of 1956) but NOT FEDERALLY recognized; despite this, the Tribe receives HUD Native American Housing Block Grant (NAHBG) funding and administers tribal housing programs. *** Property must be located in the Lumbee Tribe's primary service area: Robeson, Hoke, Cumberland, and Scotland counties (NC). First-time homebuyer required. Income up to 80% HUD AMI. Buyer contributes $500. Tribal enrollment card required at application.

Lumbee Tribe Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% HUD AMI for property county (varies). HUD Indian Housing Block Grant uses 80% AMI threshold. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Lumbee Tribe Down Payment Assistance Program的房价上限如下：Sales price capped at HUD HOME Homeownership Value Limits for property county; HUD Section 184 also has separate price caps. 符合条件的房屋类型包括Single-family detached, townhouse, manufactured home on permanent foundation. 新建房屋符合条件。 预制房屋符合条件。

Lumbee Tribe Down Payment Assistance Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶、美洲印第安人和阿拉斯加原住民购房者、教育工作者、执法人员、消防员、医护人员和残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Lumbee Tribe Down Payment Assistance Program服务于在Robeson, Hoke, Cumberland, Scotland县，North Carolina购房的购房者。 该项目针对特定区域：Lumbee Tribe primary service area: Robeson, Hoke, Cumberland, and Scotland counties, NC.

Lumbee Tribe Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply via Lumbee Tribe Housing Department; first-come, first-served.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。