Salisbury Community Development Corporation Homeownership Down Payment Assistance Program

Salisbury Community Development Corporation Homeownership Down Payment Assistance Program是面向Salisbury，North Carolina购房者的延期第二贷款，由Salisbury Community Development Corporation (Salisbury CDC)管理。 Salisbury CDC, partnering with the City of Salisbury (CDBG/HOME funds), provides deferred forgivable-loan down payment assistance to first-time homebuyers purchasing within Salisbury city limits. The 0% interest deferred loan is forgiven incrementally over its term while the home remains the buyer's primary residence; a homebuyer education course via the R.E.A.C.H. program is required. 0% interest deferred loan. Incremental forgiveness over term. Homebuyer education and counseling. Federally funded (HOME/CDBG). 资金来自City of Salisbury CDBG and HOME (HUD); North Carolina Housing Finance Agency。

Salisbury Community Development Corporation Homeownership Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale or transfer before end of forgiveness term; property ceasing to be primary residence。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Salisbury Community Development Corporation Homeownership Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Prosperity Unlimited (R.E.A.C.H. Program); Salisbury CDC提供。 居住要求：Property within City of Salisbury, NC。 公民身份或移民身份：Not confirmed。 Specific assistance dollar amount and current income dollar table not published online ('contact us' model) — VERIFY amounts by calling (704) 216-2738 before publishing. First-time homebuyer; income at or below 80% AMI; must complete homebuyer education; property in Salisbury city limits.

Salisbury Community Development Corporation Homeownership Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Total household income at or below 80% AMI (LMI threshold); current HUD limits for Rowan County apply (specific dollar table not published online). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Salisbury Community Development Corporation Homeownership Down Payment Assistance Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Salisbury Community Development Corporation Homeownership Down Payment Assistance Program服务于在Salisbury，North Carolina购房的购房者。 该项目针对特定区域：Salisbury city limits。

Salisbury Community Development Corporation Homeownership Down Payment Assistance Program的申请通过Salisbury Community Development Corporation (Salisbury CDC)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。