Town of Chapel Hill Employee Housing Program - Homebuyer Assistance

Town of Chapel Hill Employee Housing Program - Homebuyer Assistance是面向Chapel Hill，North Carolina购房者的可免除贷款，由Town of Chapel Hill - Affordable Housing and Community Connections管理。 Down payment and/or closing cost assistance for permanent Town of Chapel Hill employees in good standing purchasing a primary residence within 5 miles of the Town's Corporate Limits. A one-time award paid to the closing attorney as a 0% loan forgiven 20% per year over 5 years of continued Town employment. Up to $12,500 inside Town Corporate Limits. Up to $7,500 within 5-mile radius. 0% interest. Forgiven 20% per year over 5 years. 资金来自Town of Chapel Hill (municipal funds)。

Town of Chapel Hill Employee Housing Program - Homebuyer Assistance提供$7,500至$12,500的援助。 援助档次：Inside Town Corporate Limits: up to $12,500和Within 5-mile radius: up to $7,500. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Town of Chapel Hill - Affordable Housing and Community Connections决定。

Town of Chapel Hill Employee Housing Program - Homebuyer Assistance在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Repay unforgiven balance at 20% per year under 5 years if the employee leaves Town employment or moves within 5 years of purchase. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Town of Chapel Hill Employee Housing Program - Homebuyer Assistance面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Approved homebuyer and/or budget counseling program (not named).提供。 居住要求：Home within 5 miles of the Town of Chapel Hill Corporate Limits (max $12,500 only within the Corporate Limits).

Town of Chapel Hill Employee Housing Program - Homebuyer Assistance将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 Household income at/below 115% AMI. Per Oct 2025 overview: 1 $93,150; 2 $106,375; 3 $119,715; 4 $132,940; 5 $143,635. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Town of Chapel Hill Employee Housing Program - Homebuyer Assistance可用于Single Family。

Town of Chapel Hill Employee Housing Program - Homebuyer Assistance仅限Town of Chapel Hill (permanent employees in good standing only).的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Town of Chapel Hill Employee Housing Program - Homebuyer Assistance服务于在Chapel Hill，North Carolina购房的购房者。

Town of Chapel Hill Employee Housing Program - Homebuyer Assistance的申请通过Town of Chapel Hill - Affordable Housing and Community Connections办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。