Omaha 100 Homebuyer Assistance

Omaha 100 Homebuyer Assistance是面向Omaha，Nebraska购房者的第二抵押贷款，由Omaha 100, Inc. (partner of City of Omaha Planning Dept / Housing & Community Development)管理。 Omaha 100, Inc. is the City of Omaha's contracted nonprofit lender providing homebuyers with financial guidance, underwriting, and lending products including down payment assistance and City-backed second mortgages. Products are accessible across a range of credit scores and include conventional loans up to 97% LTV and second-mortgage products that eliminate the need for PMI. Down payment assistance up to 20% of price / $30,000. City-backed second mortgages. Eliminates need for PMI. Accessible across a range of credit scores. Conventional up to 97% LTV. 资金来自City of Omaha (CDBG/HOME) / City-backed second mortgages。

Omaha 100 Homebuyer Assistance提供最高$30,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Omaha 100, Inc. (partner of City of Omaha Planning Dept / Housing & Community Development)决定。

Omaha 100 Homebuyer Assistance是第二抵押贷款，按Omaha 100, Inc. (partner of City of Omaha Planning Dept / Housing & Community Development)设定的条款偿还。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Omaha 100 Homebuyer Assistance面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。 DPA up to 20% of purchase price or $30,000 (confirm current cap with Omaha 100). Back-end DTI <=45%. No foreclosures within past 2 years; no delinquent student loans/taxes/utilities. HUD-certified homebuyer education required (FHAS, eHome America, or Credit Advisors Foundation). Non-refundable Mortgage Credit Report Fee ($132.44 single / $212.63 married).

Omaha 100 Homebuyer Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Total household income at or below 80% of Area Median Income (HUD). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Omaha 100 Homebuyer Assistance服务于在Omaha，Nebraska购房的购房者。

Omaha 100 Homebuyer Assistance的申请通过Omaha 100, Inc. (partner of City of Omaha Planning Dept / Housing & Community Development)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。