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县级项目第一抵押贷款

Habitat for Humanity Greater Nashua Manchester Homeownership Program

Habitat for Humanity Greater Nashua Manchester Homeownership Program是面向Hollis,New Hampshire购房者的第一抵押贷款,由Habitat for Humanity Greater Nashua Manchester管理。

最近核实于来源:Habitat for Humanity Greater Nashua Manchester

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由Habitat for Humanity Greater Nashua Manchester (financial budgeting/literacy classes).提供
  • 居住要求:Must purchase in the affiliate service area: Amherst, Bedford, Brookline, Derry, Greenville, Hollis, Hudson, Litchfield, Londonderry, Lyndeborough, Manchester, Mason, Merrimack, Milford, Mont Vernon, Nashua, New Boston, Pelham, Wilton, Windham.
  • Habitat affiliate homeownership model (not a standard DPA): requires ~350 sweat-equity hours, financial budgeting classes, a modest down payment, and ability to repay an affordable income-based 0% mortgage. As of last check the affiliate was not always accepting new applications; openings are announced per project. Not stackable with standard DPA.
  • 位于Hillsborough County的房屋

不适用于

  • Hillsborough County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Hillsborough County的房屋

  • 56.6% 独栋
  • 6.3% 联排
  • 14.5% 2–4个单元
  • 20.7% 5+个单元
  • 1.9% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$421,100

Hillsborough County房屋价值中位数

53.3%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Hillsborough County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Habitat for Humanity Greater Nashua Manchester (financial budgeting/literacy classes).提供。

  2. 联系Habitat for Humanity Greater Nashua Manchester预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Habitat for Humanity Greater Nashua Manchester Homeownership Program是什么?

Habitat for Humanity Greater Nashua Manchester Homeownership Program是面向Hollis,New Hampshire购房者的第一抵押贷款,由Habitat for Humanity Greater Nashua Manchester管理。 Affordable-homeownership program in which Habitat builds simple, decent homes and sells them to qualifying low-to-moderate-income families with a 0% interest mortgage. Monthly payments are capped at 30% of household monthly income, and each payment revolves to fund future homes. Future homeowners contribute 350 sweat-equity hours, provide a small down payment, and attend financial budgeting classes. 0% interest mortgage. Payments capped at 30% of monthly income. Home sold at no profit. Small down payment required. 资金来自Habitat for Humanity (homeowner mortgage payments revolve to fund future homes); donations and grants.

需要偿还吗?

Habitat for Humanity Greater Nashua Manchester Homeownership Program是第一抵押贷款,按Habitat for Humanity Greater Nashua Manchester设定的条款偿还。 触发还款的情形:Monthly mortgage payments over the loan term (payments capped at 30% of household monthly income). 该援助以First (Habitat 0% mortgage)顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Habitat for Humanity Greater Nashua Manchester Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Habitat for Humanity Greater Nashua Manchester (financial budgeting/literacy classes).提供。 居住要求:Must purchase in the affiliate service area: Amherst, Bedford, Brookline, Derry, Greenville, Hollis, Hudson, Litchfield, Londonderry, Lyndeborough, Manchester, Mason, Merrimack, Milford, Mont Vernon, Nashua, New Boston, Pelham, Wilton, Windham. Habitat affiliate homeownership model (not a standard DPA): requires ~350 sweat-equity hours, financial budgeting classes, a modest down payment, and ability to repay an affordable income-based 0% mortgage. As of last check the affiliate was not always accepting new applications; openings are announced per project. Not stackable with standard DPA.

收入限制是多少?

Habitat for Humanity Greater Nashua Manchester Homeownership Program的收入限制如下:Low-to-moderate-income families who would not qualify for a conventional commercial mortgage; income requirements apply. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Habitat for Humanity Greater Nashua Manchester Homeownership Program可用于Single Family。 新建房屋符合条件。

适用于哪些地区?

Habitat for Humanity Greater Nashua Manchester Homeownership Program服务于在Hollis,New Hampshire购房的购房者。

如何申请?

Habitat for Humanity Greater Nashua Manchester Homeownership Program的申请通过Habitat for Humanity Greater Nashua Manchester办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

同样面向Hillsborough County购房者

两个项目能否结合使用,由各机构决定。申请前请先询问。

Hillsborough County的全部77个项目

项目条款由Habitat for Humanity Greater Nashua Manchester设定,并可能变化;申请前请在官方网站上确认。