Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)

Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)是面向Statewide，New Hampshire购房者的抵押贷款抵税证书，由New Hampshire Housing Finance Authority (New Hampshire Housing)管理。 New Hampshire Housing's Homebuyer Tax Credit Program issues a Mortgage Credit Certificate (MCC) providing eligible buyers a direct federal income tax credit of up to $2,000 each year for as long as they pay mortgage interest and occupy the home as their primary residence. Because it reduces federal taxes owed dollar-for-dollar, it can increase take-home pay and help a buyer qualify for a mortgage. Applicants must generally be first-time homebuyers (or buying in a targeted area), purchase a single-family primary residence in NH, and meet income and purchase price limits. Federal tax credit up to $2,000 per year. Credit lasts for the life of the original mortgage while owner-occupied. Dollar-for-dollar reduction of federal taxes. Can improve mortgage qualification. 资金来自Federal tax credit authority under Section 25 of the Internal Revenue Code, issued by New Hampshire Housing。

Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)提供最高$2,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由New Hampshire Housing Finance Authority (New Hampshire Housing)决定。

Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)是税收抵免而非贷款，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer requirement waived if the home is in a designated targeted area, or for qualified veterans per program rules. First-time homebuyer = no ownership interest in a principal residence in the previous 3 years. Available only through New Hampshire Housing Approved Lenders.

Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)的收入限制如下：Household income cannot exceed New Hampshire Housing MCC Program income limits, which vary by town/city and household size and are posted on the official websites. Purchase price must also be within program limits for the town. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)的房价上限如下：Home purchase price cannot exceed New Hampshire Housing MCC Program purchase price limits for the town/city in which the property is located。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)在其服务群体中提到了退伍军人。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)服务于在Statewide，New Hampshire购房的购房者。 该项目针对特定区域：Borrowers purchasing in a designated targeted area are exempt from the first-time homebuyer requirement and may have higher income/purchase price limits.

Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)的申请通过New Hampshire Housing Finance Authority (New Hampshire Housing)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。