Southeast New Hampshire Habitat for Humanity Homeownership Program

Southeast New Hampshire Habitat for Humanity Homeownership Program是面向Portsmouth，New Hampshire购房者的第一抵押贷款，由Southeast New Hampshire Habitat for Humanity管理。 Southeast New Hampshire Habitat for Humanity builds and rehabilitates affordable homes sold at no profit to income-qualified partner families, financed with a 0% interest mortgage. Families must show need, willingness to partner (at least 250 sweat-equity hours), and ability to repay. Serves Strafford County and 19 towns in Rockingham County. Currently accepting Partner Family applications for an upcoming build in Rochester, NH. 0% interest mortgage. Home sold at no profit / at cost. 20-30 year affordable financing. Builds and rehabilitates homes in partnership with families. 资金来自Donations, sponsorships, ReStore proceeds, and a revolving fund of partner-family mortgage payments。

Southeast New Hampshire Habitat for Humanity Homeownership Program是第一抵押贷款，按Southeast New Hampshire Habitat for Humanity设定的条款偿还。 触发还款的情形：Monthly mortgage payments over the loan term; Habitat retains first option to repurchase if homeowner sells. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Southeast New Hampshire Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 居住要求：Must live in or relocate to the service area: Strafford County and 19 specified towns/cities in Rockingham County, NH. Demonstrated housing need (income above state assistance level, within 30%-60% AMI); inability to qualify for a conventional mortgage; willingness to partner; minimum 250 sweat-equity hours; background/credit check for each adult; two years tax returns, pay stubs, rent receipts, bank statements required.

Southeast New Hampshire Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Partner families must be above the state public-assistance level and within 30%-60% of area median income; income must show need yet ability to repay a no-interest mortgage. Specific dollar limits by household size not published (determined at application). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Southeast New Hampshire Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。

Southeast New Hampshire Habitat for Humanity Homeownership Program服务于在Portsmouth，New Hampshire购房的购房者。

Southeast New Hampshire Habitat for Humanity Homeownership Program的申请通过Southeast New Hampshire Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。