USDA Section 502 Guaranteed Loan Program (New Hampshire)

USDA Section 502 Guaranteed Loan Program (New Hampshire)是面向Statewide，New Hampshire购房者的第一抵押贷款，由USDA Rural Development, Rural Housing Service管理。 The USDA Section 502 Guaranteed Loan Program helps approved private lenders offer low- and moderate-income rural households 100% financing (no money down) to buy, build, or rehabilitate a modest primary residence in an eligible rural area of New Hampshire. USDA provides a 90% loan note guarantee to the lender, reducing risk and enabling no-down-payment loans. Loans are 30-year fixed-rate, have no minimum credit score, and require household income at or below 115% of area median income. 100% financing with no down payment. 30-year fixed rate. No minimum credit score. Closing costs may be financed. Manufactured, modular, condo, and site-built homes eligible. 资金来自USDA Rural Development provides a 90% loan note guarantee to approved lenders under Section 502(h) of the Housing Act of 1949。

USDA Section 502 Guaranteed Loan Program (New Hampshire)是第一抵押贷款，按USDA Rural Development, Rural Housing Service设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

USDA Section 502 Guaranteed Loan Program (New Hampshire)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No minimum credit score requirement; applicants must demonstrate willingness and ability to manage debt。 居住要求：Property must be located in a USDA-designated eligible rural area。 公民身份或移民身份：Must be a U.S. citizen, U.S. non-citizen national, or qualified alien。 Property must be in a USDA-designated eligible rural area and household income at or below 115% AMI; both confirmed on USDA's eligibility tool. Interest rate set by the lender. This is the Guaranteed program (lender-originated, USDA-backed), distinct from the Section 502 Direct program already in the catalog.

USDA Section 502 Guaranteed Loan Program (New Hampshire)将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 Applicant household income cannot exceed 115% of the median household income for the area; varies by county and household size (verify on USDA income eligibility tool). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

USDA Section 502 Guaranteed Loan Program (New Hampshire)的房价上限如下：No set purchase price limit; loan amount governed by income limits and repayment ability。 符合条件的房屋类型包括Single Family、Condo、Townhouse和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

USDA Section 502 Guaranteed Loan Program (New Hampshire)服务于在Statewide，New Hampshire购房的购房者。 该项目针对特定区域：Eligibility limited to USDA-designated rural areas; address-specific eligibility determined via USDA's eligibility website.

USDA Section 502 Guaranteed Loan Program (New Hampshire)的申请通过USDA Rural Development, Rural Housing Service办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications accepted from approved lenders on an ongoing basis Oct 1 - Sep 30预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。