本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Minimum credit score of 640
- 完成购房者教育课程
- Borrower must be a veteran, active-duty military, surviving spouse, or National Guard member; government-issued loans only (no conventional); must meet standard underwriting requirements; homebuyer education course required.
- 位于Nevada的房屋
不适用于
- 超过$400,000房价上限的购房
- 收入超过$95,500的家庭
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Nevada的房屋Nevada的房屋
- 60.4% 独栋独栋住宅
- 5.2% 联排联排别墅
- 7.2% 2–4个单元2–4个单元
- 21.8% 5+个单元公寓和共管公寓楼(5+个单元)
- 5.4% 活动房屋及其他活动房屋及其他
$435,400
Nevada房屋价值中位数
22%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求在预留资金之前完成。
联系Nevada Housing Division (Home Is Possible)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Home Is Possible For Heroes是什么?
Home Is Possible For Heroes是面向Nevada购房者的第一抵押贷款,由Nevada Housing Division (Home Is Possible)管理。 A statewide Nevada Housing Division homeownership program established in 2014 exclusively for veterans, active-duty military, National Guard members, and surviving spouses. It provides a below-market fixed interest rate 30-year government-insured loan to reduce the monthly mortgage payment, with no first-time homebuyer requirement, and can be combined with the Nevada Mortgage Tax Credit (MCC) with program fees waived. Delivered through a statewide network of more than 70 approved participating lenders rather than directly by NHD. Below-market fixed interest rate 30-year loan. Reduced monthly mortgage payment. No first-time homebuyer requirement. Can be combined with the Mortgage Tax Credit (MTC/MCC) with program fees waived. Statewide availability. Honors veterans and military service. 资金来自Nevada Housing Division (bond-financed/HFA program)。
需要偿还吗?
Home Is Possible For Heroes是第一抵押贷款,按Nevada Housing Division (Home Is Possible)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Home Is Possible For Heroes面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Minimum credit score of 640。 须参加购房者教育课程。 Borrower must be a veteran, active-duty military, surviving spouse, or National Guard member; government-issued loans only (no conventional); must meet standard underwriting requirements; homebuyer education course required.
收入限制是多少?
Home Is Possible For Heroes将家庭收入限制在$95,500。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Home Is Possible For Heroes将房价上限设为$400,000。
是否有针对特定群体的资格?
Home Is Possible For Heroes在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Home Is Possible For Heroes服务于在Nevada任何地方购房的购房者。
如何申请?
Home Is Possible For Heroes的申请通过Nevada Housing Division (Home Is Possible)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Nevada购房者面向Nevada购房者的其他项目
- FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Nevada最高$50,000
- Rural Nevada Development Corporation Down Payment Assistance (HOME)最高$30,000
- Rural Rocks $20K最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Nevada的全部77个项目项目条款由Nevada Housing Division (Home Is Possible)设定,并可能变化;申请前请在官方网站上确认。