Section 184 Indian Home Loan Guarantee Program (Nevada)

Section 184 Indian Home Loan Guarantee Program (Nevada)是面向Nevada购房者的第一抵押贷款，由U.S. Department of Housing and Urban Development, Office of Native American Programs, Office of Loan Guarantee管理。 The Section 184 Indian Home Loan Guarantee Program is a HUD-guaranteed home mortgage product designed for American Indian and Alaska Native families, tribes, and tribally designated housing entities, established by Congress in 1992. It enables enrolled members of federally recognized tribes to buy, build, rehabilitate, or refinance a home with a low down payment (2.25% on loans over $50,000; 1.25% on loans of $50,000 or less), flexible underwriting, and no monthly mortgage insurance premium. Gifts and tribal assistance are permitted toward the down payment and closing costs. In Nevada the loan can be used on or off tribal trust land in HUD-approved counties, through a HUD-approved participating lender. 资金来自Federal loan guarantee by HUD's Office of Loan Guarantee (loans made by HUD-approved participating lenders).

Section 184 Indian Home Loan Guarantee Program (Nevada)是第一抵押贷款，按U.S. Department of Housing and Urban Development, Office of Native American Programs, Office of Loan Guarantee设定的条款偿还。 触发还款的情形：Standard mortgage repayment over the loan term (30 years or less). 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Section 184 Indian Home Loan Guarantee Program (Nevada)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Flexible underwriting; credit standards set by participating lender within HUD guidelines. 公民身份或移民身份：Must be an enrolled member of a federally recognized tribe (or tribe/TDHE/IHA). Borrower must be an enrolled member of a federally recognized tribe (or a tribe / TDHE / Indian Housing Authority); enrollment verification required. Loan is limited to single-family 1-4 unit housing and fixed-rate terms of 30 years or less (no ARMs, no commercial). Maximum loan limits vary by county (see HUD county loan-limit PDF). Property must be in a Section 184 eligible area; consult the HUD approved-counties-by-state list for Nevada. Native Hawaiians use the separate Section 184A program.

Section 184 Indian Home Loan Guarantee Program (Nevada)的收入限制如下：No HUD-published income limit for Section 184; lender qualifies borrower under program/agency guidelines. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Section 184 Indian Home Loan Guarantee Program (Nevada)的房价上限如下：Subject to Section 184 maximum loan limits, which vary by county (see HUD county loan-limit PDF). 符合条件的房屋类型包括Single-family 1-unit、2-4 unit、New construction和Rehabilitation。 新建房屋符合条件。

Section 184 Indian Home Loan Guarantee Program (Nevada)在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Section 184 Indian Home Loan Guarantee Program (Nevada)服务于在Nevada任何地方购房的购房者。 该项目针对特定区域：Available only in Section 184 HUD-approved eligible areas/counties (on and off tribal trust land). See HUD 'Approved Counties by State' for Nevada eligibility.

Section 184 Indian Home Loan Guarantee Program (Nevada)的申请通过U.S. Department of Housing and Urban Development, Office of Native American Programs, Office of Loan Guarantee办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Borrower applies with a HUD-approved Section 184 participating lender; lender submits to HUD's Office of Loan Guarantee for approval.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。