USDA Single Family Housing Direct Home Loan (Section 502 Direct) - Nevada

USDA Single Family Housing Direct Home Loan (Section 502 Direct) - Nevada是面向Statewide，Nevada购房者的第一抵押贷款，由USDA Rural Development - Nevada State Office管理。 The USDA Section 502 Direct Home Loan provides 100% financing (no down payment) to low- and very-low-income buyers purchasing in eligible rural areas of Nevada. A payment-assistance subsidy temporarily reduces the monthly payment, lowering the effective interest rate to as little as 1% based on adjusted family income. Closing costs and eligible repairs can be financed into the loan. The subsidy is subject to recapture when the home is sold or no longer occupied. 100% financing, no down payment. Payment-assistance subsidy lowers effective rate to as low as 1%. Closing costs and repairs may be rolled into the loan. 资金来自USDA Rural Development, Section 502 Direct Loan Program。

USDA Single Family Housing Direct Home Loan (Section 502 Direct) - Nevada是第一抵押贷款，按USDA Rural Development - Nevada State Office设定的条款偿还。 触发还款的情形：Payment-assistance subsidy subject to recapture: all or a portion repaid when title transfers or the borrower no longer occupies the home. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

USDA Single Family Housing Direct Home Loan (Section 502 Direct) - Nevada面向将房屋作为主要住所自住的购房者。 Adjusted income within area low/very-low limits; applicant must lack decent/safe/sanitary housing, be unable to obtain other financing on reasonable terms, and able to repay; property in a USDA-eligible rural area.

USDA Single Family Housing Direct Home Loan (Section 502 Direct) - Nevada的收入限制如下：Adjusted household income at or below the applicable low/very-low income limit for the area (varies by county and household size). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

USDA Single Family Housing Direct Home Loan (Section 502 Direct) - Nevada服务于在Statewide，Nevada购房的购房者。

USDA Single Family Housing Direct Home Loan (Section 502 Direct) - Nevada的申请通过USDA Rural Development - Nevada State Office办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。