USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Nevada

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Nevada是面向Nevada购房者的第一抵押贷款，由USDA Rural Development, Rural Housing Service (Nevada State Office, Carson City)管理。 The USDA Section 502 Guaranteed Loan Program helps approved lenders offer 100% financed, no-money-down mortgages to low- and moderate-income households buying a primary residence in eligible rural areas of Nevada. USDA Rural Development backs the loan with a 90% note guarantee, reducing lender risk so borrowers can finance the home with no down payment. It is distinct from the Section 502 Direct program in that loans are originated and serviced by private approved lenders rather than directly by USDA. There is no set maximum purchase price and no credit score requirement, though income may not exceed 115% of area median. 100% financing with no down payment. 30-year fixed rate. No set maximum purchase price. No minimum credit score requirement. Closing costs/repairs can be financed. No limit on gift funds. Not restricted to first-time buyers. 资金来自USDA Rural Development (Housing Act of 1949, Section 502(h)); loan guarantee program。

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Nevada是第一抵押贷款，按USDA Rural Development, Rural Housing Service (Nevada State Office, Carson City)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Nevada面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No credit score requirement; applicants must demonstrate willingness and ability to manage and repay debt。 居住要求：U.S. citizen, U.S. non-citizen national, or qualified alien; must occupy the home as primary residence。 Income may not exceed 115% of area median; property must be in an eligible rural area; borrower must be unable to obtain conventional financing without PMI; must occupy as primary residence; U.S. citizen/national/qualified alien. Interest rates vary and are negotiated between borrower and approved lender (30-year fixed).

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Nevada将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 Adjusted household income may not exceed 115% of the area median household income for the county where the home is located (per USDA income eligibility tables). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Nevada的房价上限如下：No set maximum purchase price; loans based on repayment ability and appraised value; no acreage limit if common for the area。 符合条件的房屋类型包括Single Family、Condo、Townhouse和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Nevada服务于在Nevada任何地方购房的购房者。

USDA Single Family Housing Guaranteed Loan Program (Section 502 Guaranteed) - Nevada的申请通过USDA Rural Development, Rural Housing Service (Nevada State Office, Carson City)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications accepted from approved lenders on an ongoing basis (Oct 1 - Sep 30)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。