City of Rochester Home Purchase Assistance Program (HPAP)

City of Rochester Home Purchase Assistance Program (HPAP)是面向Rochester，New York购房者的补助金，由City of Rochester, Department of Neighborhood and Business Development (Homebuyer Services)管理。 The City of Rochester's Home Purchase Assistance Program Grant (HPAP) provides down payment and closing cost assistance to income-eligible first-time buyers purchasing a 1-4 family home located within the City of Rochester. Grant of up to $6,000 for down payment / closing cost assistance to income-eligible first-time buyers.

City of Rochester Home Purchase Assistance Program (HPAP)提供最高$6,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Rochester, Department of Neighborhood and Business Development (Homebuyer Services)决定。

City of Rochester Home Purchase Assistance Program (HPAP)属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Rochester Home Purchase Assistance Program (HPAP)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Buyer must contribute $1,500 of their own funds. Buyer must live in the property for 5 years after closing. Buyer must qualify for a conventional, FHA, VA or SONYMA mortgage of at least $25,000. Buyer must attend pre- and post-purchase homebuyer training (plus Operating Rental Property training for multi-family). Must submit a Homebuyer Services application and obtain eligibility paperwork via a virtual meeting with a counselor before executing a purchase offer. Compatible with most other grant programs, including Homebuyer Dream and SONYMA. NOTE: the official program article page states up to $6,000; another City page references up to $8,000 - verify current amount with the City before relying on it.

City of Rochester Home Purchase Assistance Program (HPAP)将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Median family income below 120% as outlined by HUD. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Rochester Home Purchase Assistance Program (HPAP)服务于在Rochester，New York购房的购房者。

City of Rochester Home Purchase Assistance Program (HPAP)的申请通过City of Rochester, Department of Neighborhood and Business Development (Homebuyer Services)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。