NeighborWorks Community Partners Down Payment & Closing Cost Assistance

NeighborWorks Community Partners Down Payment & Closing Cost Assistance是面向Rochester，New York购房者的延期第二贷款，由NeighborWorks Community Partners (NCP)管理。 NeighborWorks Community Partners (NCP), a HUD-certified CDFI nonprofit serving Western New York (Buffalo, Rochester, Niagara Falls), provides Down Payment and Closing Cost Assistance of up to $20,000 (sometimes more/less based on need). Depending on location and household income, assistance is structured as no- or low-interest, no-payment deferred conditional loans, and in some cases grants. Pairs with NCP's Comprehensive Homeownership Program. Up to $20,000 flexible help. Deferred no-payment loans (sometimes grants). Pairs with One Stop Financing (no MI, up to 105% CLTV). 24/7 call center. 资金来自Federal (HOME/CDBG), NeighborWorks America, and other program funds。

NeighborWorks Community Partners Down Payment & Closing Cost Assistance提供最高$20,000的援助。 该项目可与NCP Comprehensive Homeownership Program (fixed-rate first mortgages up to 105% CLTV, no MI, closing guarantee)结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由NeighborWorks Community Partners (NCP)决定。

NeighborWorks Community Partners Down Payment & Closing Cost Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Deferred, no-payment conditional loan; conditions/forgiveness vary by funding source (some grants)。 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

NeighborWorks Community Partners Down Payment & Closing Cost Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由NeighborWorks Community Partners - free Intro to Homebuying Orientation and 8-hour Home Buyer Education; HUD-certified counselors提供。 居住要求：Serves Western New York (Buffalo, Rochester, Niagara Falls); amount/terms depend on location。 Begins with a free Intro to Homebuying Orientation; HUD-certified counseling and education required; assistance tailored to need and funding availability.

NeighborWorks Community Partners Down Payment & Closing Cost Assistance的收入限制如下：Eligibility for no-interest deferred conditional loans (or grants) depends on location and household income; limits vary by funding source and locality (Buffalo, Rochester, Niagara Falls, WNY). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

NeighborWorks Community Partners Down Payment & Closing Cost Assistance可用于Single Family和2-4 Unit。

NeighborWorks Community Partners Down Payment & Closing Cost Assistance服务于在Rochester，New York购房的购房者。

NeighborWorks Community Partners Down Payment & Closing Cost Assistance的申请通过NeighborWorks Community Partners (NCP)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Call center intake; begins with Intro to Homebuying Orientation; subject to availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。