PathStone Enterprise Center Closing Cost Loan

PathStone Enterprise Center Closing Cost Loan是面向Rochester，New York购房者的需偿还的第二贷款，由The Enterprise Center at PathStone管理。 The Enterprise Center at PathStone, a CDFI affiliate of PathStone Corporation, offers a repayable Closing Cost Loan of $2,000-$10,000 to homebuyers in the Rochester/Finger Lakes region of New York who need to bridge a closing cost gap. The loan carries an interest rate matching the buyer's first mortgage rate, with a 1-5 year repayment term. Homebuyer education through a HUD-approved agency is required. The program is available without a stated income limit. $2,000-$10,000 closing cost loan. No stated income limit. 1-5 year repayment term. Interest rate matches first mortgage rate. Bilingual staff support available. 资金来自PathStone Enterprise Center (CDFI lending; supported in part by federal, state, and local government grants)。

PathStone Enterprise Center Closing Cost Loan提供$2,000至$10,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由The Enterprise Center at PathStone决定。

PathStone Enterprise Center Closing Cost Loan是需偿还的第二贷款，按The Enterprise Center at PathStone设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

PathStone Enterprise Center Closing Cost Loan面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Credit report with 3 trade lines paid on time 12 months (or alternative credit sources); scores 680 or below trigger additional review。 须参加购房者教育课程，由Any HUD-approved homebuyer education agency; PathStone online homebuyer education via eHomeAmerica提供。 居住要求：Property must be in Rochester/Finger Lakes region of New York State (Western NY)。 Homebuyer education certificate required; credit report must show 3 trade lines paid on time for 12+ months or alternative credit sources; federal tax returns and W-2s for past 2 years required; Verification of Employment; Purchase Offer required; bank commitment letter required.

PathStone Enterprise Center Closing Cost Loan的收入限制如下：No stated income limit in published program materials (open to moderate-income buyers bridging a closing cost gap)。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

PathStone Enterprise Center Closing Cost Loan可用于Single Family。

PathStone Enterprise Center Closing Cost Loan服务于在Rochester，New York购房的购房者。

PathStone Enterprise Center Closing Cost Loan的申请通过The Enterprise Center at PathStone办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Contact loan officer to begin预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。