本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由HUD-certified pre-homeownership counselor提供
- 居住要求:Tribal enrollment required. Must be an enrolled member of the Absentee Shawnee Tribe of Oklahoma. CDIB required.
- Policy approved 2/25/2026 (Resolution #2026-04). Max $15,000 or 3% of mortgage, whichever is less. Pre-homeownership counseling mandatory. Must be an enrolled member of the Absentee Shawnee Tribe of Oklahoma. CDIB required. Property must be in Oklahoma. No county restriction stated.
- 位于Pottawatomie County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Pottawatomie County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Pottawatomie County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Pottawatomie County的房屋Pottawatomie County的房屋,以及本项目接受的房屋
- 75.4% 独栋独栋住宅
- 1.2% 联排联排别墅
- 5.7% 2–4个单元2–4个单元
- 4.9% 5+个单元公寓和共管公寓楼(5+个单元)
- 12.9% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$165,400
Pottawatomie County房屋价值中位数
50.5%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Pottawatomie County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由HUD-certified pre-homeownership counselor提供。
联系Absentee Shawnee Housing Authority (ASHA)预留资金
资金通过First-come, first-served预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program是什么?
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program是面向Shawnee,Oklahoma购房者的补助金,由Absentee Shawnee Housing Authority (ASHA)管理。 Mortgage assistance grant up to $15,000 or 3% of mortgage amount (whichever is less) for down payment and closing costs. For enrolled Absentee Shawnee Tribe members purchasing a primary residence in Oklahoma. Mortgage must be fixed-rate for at least 15 years. One-time lifetime benefit. Applicant must not have owned real estate within 3 years. 资金来自NAHASDA / IHBG (HUD) and tribal funds。
提供多少援助?
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program提供最高$15,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Absentee Shawnee Housing Authority (ASHA)决定。
需要偿还吗?
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program属于补助金,因此无需偿还。 触发还款的情形:Grant; no repayment unless applicant ceases to use property as primary residence during Useful Life period. 该援助以NAHASDA Useful Life Agreement lien顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由HUD-certified pre-homeownership counselor提供。 居住要求:Tribal enrollment required. Must be an enrolled member of the Absentee Shawnee Tribe of Oklahoma. CDIB required. Policy approved 2/25/2026 (Resolution #2026-04). Max $15,000 or 3% of mortgage, whichever is less. Pre-homeownership counseling mandatory. Must be an enrolled member of the Absentee Shawnee Tribe of Oklahoma. CDIB required. Property must be in Oklahoma. No county restriction stated.
收入限制是多少?
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Must meet NAHASDA HUD income limits (80% AMI or below). Over-income applications may be considered under tribal-funded track. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program的房价上限如下:No published maximum; mortgage must be fixed-rate for at least 15 years。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。
是否有针对特定群体的资格?
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program服务于在Shawnee,Oklahoma购房的购房者。
如何申请?
Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program的申请通过Absentee Shawnee Housing Authority (ASHA)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Pottawatomie County购房者面向Pottawatomie County购房者的其他项目
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma最高$20,000
- FHLBank Topeka Homeownership Set-Aside Program (HSP) - Oklahoma最高$15,000
- ONAC Down Payment Assistance Program最高$14,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Pottawatomie County的全部81个项目项目条款由Absentee Shawnee Housing Authority (ASHA)设定,并可能变化;申请前请在官方网站上确认。