本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Credit guidelines must be met.
- 居住要求:Lending areas approved by participating lenders; out-of-state via Choctaw Home Finance.
- 公民身份或移民身份:Choctaw Nation tribal member (CDIB and membership card required).
- Tribal eligibility (Choctaw member, CDIB). First mortgage up to 30 years. Interest rate, credit score, DTI, max loan amount not published. Included as a tribal mortgage that pairs with the Choctaw second mortgage.
- 位于Oklahoma的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Oklahoma的房屋Oklahoma的房屋,以及本项目接受的房屋
- 72.7% 独栋独栋住宅
- 2.3% 联排联排别墅
- 4.8% 2–4个单元2–4个单元
- 11.7% 5+个单元公寓和共管公寓楼(5+个单元)
- 8.5% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$199,800
Oklahoma房屋价值中位数
49.4%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请两个步骤,按此顺序
联系Choctaw Home Finance Corporation预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Choctaw Homebuyer Advantage Program (CHAP)是什么?
Choctaw Homebuyer Advantage Program (CHAP)是面向Hugo,Oklahoma购房者的第一抵押贷款,由Choctaw Home Finance Corporation管理。 The Choctaw Homebuyer Advantage Program (CHAP) offers home loans to eligible Choctaw Nation tribal members with no maximum income limits; applicants must qualify on credit and debt ratios. Loan terms run up to 30 years and funds are first-come, first-served subject to availability. Applicants apply through Choctaw Home Finance for a referral to an approved lender. Home loan with no maximum income limit. Term up to 30 years. Available to Choctaw Nation tribal members. Pairs with Choctaw down payment second mortgage. 资金来自Choctaw Nation of Oklahoma / Choctaw Home Finance.
需要偿还吗?
Choctaw Homebuyer Advantage Program (CHAP)是第一抵押贷款,按Choctaw Home Finance Corporation设定的条款偿还。 触发还款的情形:Repayable first mortgage, term up to 30 years. 该援助以First顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Choctaw Homebuyer Advantage Program (CHAP)面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Credit guidelines must be met. 居住要求:Lending areas approved by participating lenders; out-of-state via Choctaw Home Finance. 公民身份或移民身份:Choctaw Nation tribal member (CDIB and membership card required). Tribal eligibility (Choctaw member, CDIB). First mortgage up to 30 years. Interest rate, credit score, DTI, max loan amount not published. Included as a tribal mortgage that pairs with the Choctaw second mortgage.
收入限制是多少?
Choctaw Homebuyer Advantage Program (CHAP)的收入限制如下:No maximum income limit. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Choctaw Homebuyer Advantage Program (CHAP)可用于Single Family。
是否有针对特定群体的资格?
Choctaw Homebuyer Advantage Program (CHAP)在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Choctaw Homebuyer Advantage Program (CHAP)服务于在Hugo,Oklahoma购房的购房者。
如何申请?
Choctaw Homebuyer Advantage Program (CHAP)的申请通过Choctaw Home Finance Corporation办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Oklahoma购房者面向Oklahoma购房者的其他项目
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma最高$20,000
- FHLBank Topeka Homeownership Set-Aside Program (HSP) - Oklahoma最高$15,000
- ONAC Down Payment Assistance Program最高$14,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Oklahoma的全部80个项目项目条款由Choctaw Home Finance Corporation设定,并可能变化;申请前请在官方网站上确认。