本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:620 minimum FICO recommended for construction-to-perm
- 完成购房者教育课程,由CPN Housing Department construction-buyer counseling and HUD-approved homebuyer education提供
- 居住要求:Property within CPN tribal service area, owner-occupied as primary residence
- 公民身份或移民身份:Enrolled Citizen Potawatomi Nation tribal member
- Enrolled Citizen Potawatomi Nation tribal member. Property must be within CPN tribal service area, new construction owner-occupied primary residence. Income at or below 80% AMI ($54,768-$84,499 by household size). Construction must meet IECC and HUD HQS standards. CPN Housing pre-construction counseling required.
- 位于Multiple County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Multiple County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由CPN Housing Department construction-buyer counseling and HUD-approved homebuyer education提供。
联系管理该项目的机构预留资金
资金通过Apply via CPN Housing Department; subject to annual NAHASDA construction-program allocation预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Home III Construction是什么?
Home III Construction是面向Multiple县,Oklahoma购房者的补助金。 CPN Home III Construction grant program — assists enrolled CPN tribal members building a new primary residence within the CPN service area. NAHASDA-funded, no-repayment grant subject to owner-occupancy. Grant assistance to enrolled Citizen Potawatomi Nation tribal members building a new owner-occupied primary residence within the CPN tribal service area. Funds defray construction soft costs, down payment on construction-to-permanent financing, closing costs, and pre-paid items. NAHASDA/IHBG-funded under CPN's Home III construction program. 资金来自Federal、HUD、NAHASDA、IHBG和Tribal。
需要偿还吗?
Home III Construction属于补助金,因此无需偿还。 触发还款的情形:No repayment — grant和subject to owner-occupancy affordability period。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Home III Construction面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:620 minimum FICO recommended for construction-to-perm。 须参加购房者教育课程,由CPN Housing Department construction-buyer counseling and HUD-approved homebuyer education提供。 居住要求:Property within CPN tribal service area, owner-occupied as primary residence。 公民身份或移民身份:Enrolled Citizen Potawatomi Nation tribal member。 Enrolled Citizen Potawatomi Nation tribal member. Property must be within CPN tribal service area, new construction owner-occupied primary residence. Income at or below 80% AMI ($54,768-$84,499 by household size). Construction must meet IECC and HUD HQS standards. CPN Housing pre-construction counseling required.
收入限制是多少?
Home III Construction将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income $54,768 (1 person) to $84,499 per CPN/HUD IHBG 80% AMI limits. 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Home III Construction的房价上限如下:Reasonable construction cost for primary residence; subject to appraisal。 符合条件的房屋类型包括New construction single-family detached, modular。 新建房屋符合条件。 预制房屋符合条件。
是否有针对特定群体的资格?
Home III Construction在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶和美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Home III Construction服务于在Multiple县,Oklahoma购房的购房者。 该项目针对特定区域:CPN tribal service area in central Oklahoma。
如何申请?
Home III Construction的申请通过管理该项目的机构办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Apply via CPN Housing Department; subject to annual NAHASDA construction-program allocation预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Multiple County购房者面向Multiple County购房者的其他项目
- Down Payment & Closing Cost Assistance补助金
- Down Payment & Closing Cost Grant补助金
- Down Payment and Closing Cost Assistance Grant补助金
两个项目能否结合使用,由各机构决定。申请前请先询问。
Multiple County的全部86个项目项目条款由管理该项目的机构设定,并可能变化;申请前请在官方网站上确认。