Mortgage Assistance Program (MAP)

Mortgage Assistance Program (MAP)是面向Tahlequah，Oklahoma购房者的补助金，由Housing Authority of the Cherokee Nation (HACN)管理。 The Mortgage Assistance Program (MAP) helps low-to-moderate income Cherokee families become homeowners by providing up to $25,000 in down payment assistance plus credit coaching. Assistance may be used to purchase an existing home or construct a new one within the Cherokee Nation reservation. Recipients complete homebuyer education and counseling, and the lender and loan terms must be HACN-approved. Up to $25,000 down payment assistance. Individualized credit coaching. Purchase or new construction. Free homebuyer education. 资金来自NAHASDA。

Mortgage Assistance Program (MAP)提供最高$25,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Housing Authority of the Cherokee Nation (HACN)决定。

Mortgage Assistance Program (MAP)属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Mortgage Assistance Program (MAP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Applicant and spouse/partner must not have owned a home in the previous 3 years; exceptions for documented domestic violence. 须参加购房者教育课程，由HACN Homebuyers Education class and Self-Sufficiency Counseling.提供。 居住要求：Home within the Cherokee Nation reservation. 公民身份或移民身份：Member of a federally recognized tribe; preference to Cherokee Nation citizens. Tribal eligibility (federally recognized tribe, Cherokee preference); home within reservation. Min 540 sq ft on <5 acres. Credit score, DTI, lien position, forgiveness, recapture not stated on program page.

Mortgage Assistance Program (MAP)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 <=80% National Median (NAHASDA, eff May 05 2025): 1 $58,352; 2 $66,688; 3 $75,024; 4 $83,360; 5 $90,029; 6 $96,698; 7 $103,366; 8 $110,035. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Mortgage Assistance Program (MAP)可用于Single Family和New Construction。 新建房屋符合条件。

Mortgage Assistance Program (MAP)在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Mortgage Assistance Program (MAP)服务于在Tahlequah，Oklahoma购房的购房者。

Mortgage Assistance Program (MAP)的申请通过Housing Authority of the Cherokee Nation (HACN)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。