本页面由机器翻译。英文版本为原文。
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)是面向Okmulgee,Oklahoma购房者的可免除贷款,由Muscogee (Creek) Nation Department of Housing管理。
该项目要求
- 首次购房者——有例外:Must not be a current or former NAHASDA Mutual Help / Lease-to-Purchase participant.
- 房屋作为主要住所自住
- 关于信用:Must meet credit and financial obligations; no accounts in collections.
- 居住要求:Must live within the Muscogee (Creek) Nation Reservation.
- 公民身份或移民身份:Native American; preference to Muscogee (Creek) citizens (CDIB for preference).
- Tribal eligibility (Native American, Creek preference) within the reservation. Income 50-80% HUD median. Forgiveness years and exact income dollar amounts not published.
- 位于Muscogee (Creek) Nation Reservation County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Muscogee (Creek) Nation Reservation County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Muscogee (Creek) Nation Reservation County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
如何申请
如何申请两个步骤,按此顺序
联系Muscogee (Creek) Nation Department of Housing预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)是什么?
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)是面向Okmulgee,Oklahoma购房者的可免除贷款,由Muscogee (Creek) Nation Department of Housing管理。 The Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program helps eligible Native American families become first-time homeowners by providing up to $25,000 toward down payment and closing costs. It is a no-payback benefit if the homebuyer remains in the home for a required period. Eligible clients are referred to a HUD-certified lender; family income must be 50% to 80% of HUD median. Up to $25,000 for down payment and closing costs. No payback if you stay in the home a required number of years. First-time homebuyer focused. Referral to HUD-certified lender. 资金来自NAHASDA。
提供多少援助?
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)提供最高$25,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Muscogee (Creek) Nation Department of Housing决定。
需要偿还吗?
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)是可免除贷款,满足项目条件后余额即被免除。 触发还款的情形:No payback if the homebuyer stays in the home for a required number of years. 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Must not be a current or former NAHASDA Mutual Help / Lease-to-Purchase participant. 关于信用,该项目说明:Must meet credit and financial obligations; no accounts in collections. 居住要求:Must live within the Muscogee (Creek) Nation Reservation. 公民身份或移民身份:Native American; preference to Muscogee (Creek) citizens (CDIB for preference). Tribal eligibility (Native American, Creek preference) within the reservation. Income 50-80% HUD median. Forgiveness years and exact income dollar amounts not published.
收入限制是多少?
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Annual family income must be 50% to 80% of national median income published by HUD (Muscogee MAP income guidelines, 2025). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)可用于Single Family。
是否有针对特定群体的资格?
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)服务于在Okmulgee,Oklahoma购房的购房者。
如何申请?
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)的申请通过Muscogee (Creek) Nation Department of Housing办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Muscogee (Creek) Nation Reservation County购房者面向Muscogee (Creek) Nation Reservation County购房者的其他项目
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma最高$20,000
- FHLBank Topeka Homeownership Set-Aside Program (HSP) - Oklahoma最高$15,000
- ONAC Down Payment Assistance Program最高$14,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Muscogee (Creek) Nation Reservation County的全部81个项目项目条款由Muscogee (Creek) Nation Department of Housing设定,并可能变化;申请前请在官方网站上确认。