OCHFA Turnkey Plus GRANT Program

OCHFA Turnkey Plus GRANT Program是面向Statewide，Oklahoma购房者的补助金。 Turnkey Plus is OCHFA's TBA-based DPA grant program available statewide through OCHFA-approved lenders. Borrowers receive up to 4% of the first-mortgage amount as a non-repayable grant for down payment and closing costs, paired with a 30-year fixed-rate FHA, VA, USDA-RD, or conventional HFA Preferred first mortgage. Despite OCHFA's name (Oklahoma County), the Turnkey Plus program is offered statewide. Up to 4% down payment / closing-cost assistance grant (no repayment) on a 30-year fixed first mortgage. Available statewide through participating lenders. No first-time-homebuyer requirement. 资金来自Local Government和TBA。

OCHFA Turnkey Plus GRANT Program属于补助金，因此无需偿还。 触发还款的情形：None — grant和no repayment required。 该援助以1顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

OCHFA Turnkey Plus GRANT Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：640 FICO Government (FHA/VA/USDA); 660 FICO Conventional HFA Preferred。 须参加购房者教育课程，由HUD-approved homebuyer education provider; Framework or eHome America online course accepted on conventional loans (FHA/VA/USDA per agency rules)提供。 居住要求：Property must be located in Oklahoma and used as borrower's primary residence。 公民身份或移民身份：U.S. citizen or qualified permanent/non-permanent resident alien per first-mortgage product overlays。 640 FICO minimum for Government (FHA/VA/USDA) loans; 660 FICO minimum for Conventional HFA Preferred. Maximum DTI 50% per AUS approval. Owner-occupied primary residence only. No first-time-homebuyer requirement.

OCHFA Turnkey Plus GRANT Program将家庭收入限制在$136,780。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

OCHFA Turnkey Plus GRANT Program将房价上限设为$510,939。 符合条件的房屋类型包括Single-family detached、Townhome、Condominium (warrantable)、2-4 unit (per first-mortgage product)和PUD。 新建房屋符合条件。 预制房屋符合条件。

OCHFA Turnkey Plus GRANT Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

OCHFA Turnkey Plus GRANT Program服务于在Statewide，Oklahoma购房的购房者。

OCHFA Turnkey Plus GRANT Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Lender reservation through OCHFA's eHousingPlus origination portal预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。