REI Home100 Conventional Loan Program - Freddie Mac - Gift

REI Home100 Conventional Loan Program - Freddie Mac - Gift是面向Statewide，Oklahoma购房者的补助金。 REI Oklahoma's Home100 Conventional - Freddie Mac - Gift variant pairs a Freddie Mac HFA Advantage first mortgage with a 3.5% non-repayable DPA gift (grant). No second lien is recorded. The gift is delivered through REI's TBA program and is intended for borrowers up to 140% AMI, providing a clean structure with no recapture or forgiveness term. Up to 3.5% of the first-mortgage amount as a non-repayable gift (grant) on a Freddie Mac HFA Advantage conventional first mortgage. No repayment required, no second lien recorded. 资金来自Nonprofit和TBA。

REI Home100 Conventional Loan Program - Freddie Mac - Gift属于补助金，因此无需偿还。 触发还款的情形：None — gift/grant和no repayment required。 该援助以1顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

REI Home100 Conventional Loan Program - Freddie Mac - Gift面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：640 FICO minimum (680 FICO for AUS-friendly HFA Advantage pricing tiers)。 须参加购房者教育课程，由HUD-approved homebuyer education provider; Freddie Mac CreditSmart Homebuyer U accepted on HFA Advantage提供。 居住要求：Property must be located in Oklahoma and used as borrower's primary residence。 公民身份或移民身份：U.S. citizen or qualified permanent/non-permanent resident alien per Freddie Mac HFA Advantage guidelines。 640 FICO minimum, 680 FICO recommended for best Freddie Mac HFA Advantage AUS findings. Borrower qualifying income up to 140% AMI (Freddie Mac HFA Advantage Above Median Income tier). Owner-occupied primary residence only.

REI Home100 Conventional Loan Program - Freddie Mac - Gift将家庭收入限制在$142,650。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

REI Home100 Conventional Loan Program - Freddie Mac - Gift的房价上限如下：Subject to Freddie Mac conforming loan limit and area appraised value; no separate program purchase-price cap. 符合条件的房屋类型包括Single-family detached、Townhome、Condominium (warrantable)、PUD和2-unit。 新建房屋符合条件。 预制房屋符合条件。

REI Home100 Conventional Loan Program - Freddie Mac - Gift在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

REI Home100 Conventional Loan Program - Freddie Mac - Gift服务于在Statewide，Oklahoma购房的购房者。

REI Home100 Conventional Loan Program - Freddie Mac - Gift的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Lender reservation through REI Oklahoma's eHousingPlus origination portal预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。